Compound mfɛntom akontaabu afiri

Compound mfɛntom akontaabu afiri

Bu sɛnea sika a woasie betumi anyin denam ntoboa a ɛtaa ba ne compound mfaso so.

TE MMUAE NO ASE

Ɔkwan bɛn so na wobu eyi?

Balance a wode fi ase ne ɔsram ntoboa biara nyin wɔ ɔsram rate a wɔasusuw no so. Investment mfaso ankasa sesa na wɔnhyɛ ho bɔ.

Daakye bo a ɔsram ntoboa ka hoFV = P(1 + r)ⁿ + PMT × [((1 + r)ⁿ − 1) ÷ r]

Nhwɛso a mfaso wɔ so

Sɛ wode $10,000 hyɛ mu na wode $500 ka ho ɔsram biara mfe 10 wɔ mfaso 7% ho a, ebetumi anyin akodu bɛyɛ $107,000.

Nsusuwii, nea nea afi mu aba kyerɛ ne mfomso a ɛtaa ba

Akontaabu nsusuwii

  • Mfaso no nsesa na ɛyɛ compound ɔsram biara.
  • Ntoboa ba ɔsram biara awiei.
  • Tow, bo-kɔ-soro, ka ne gua bo nsakrae nka ho.

Sɛnea wobɛte nea afi mu aba no ase

  • Sika a wɔabu sɛ ɛbɛka no ka deposits ne compound nkɔanim a wɔabu no bom.
  • Nkɔanim kyɛfa kyerɛ sika a aka awiei no mu dodow a emfi ntoboa tẽẽ.
  • Fa mfaso nsusuwii a ɛyɛ ahwɛyiye toto nea ɛwɔ anidaso ho sen sɛ wode wo ho bɛto nkɔmhyɛ biako so.

Mfomso a ɛtaa ba a ɛsɛ sɛ wokwati

  • Sɛ wubu investment mfaso a wɔasusuw sɛ wɔahyɛ ho bɔ.
  • Sɛ wode nominal return di dwuma na wokyerɛ result no sɛ nnɛ adetɔ tumi.
  • Sɛ wo werɛ fi expense ratios, tow anaa ntoboa bere a ɛnyɛ daa.