Calculator

Reverse Mortgage Calculator

Estimate a planning-level reverse-mortgage borrowing limit from home value.

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This calculator applies the displayed mortgage formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.

Reverse Mortgage formulaEstimated limit = eligible value × principal limit factor

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Using the default example values, the calculator substitutes 500,000 and 45 into the formula. Change the values to model your own scenario.

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  • The values entered for eligible home value and estimated principal limit factor are accurate for the scenario.
  • Rates and recurring amounts remain constant for the period represented by the formula.
  • Provider fees, taxes and timing differences are excluded unless they are explicit inputs.