Calculator

Debt Avalanche Calculator

Estimate payoff time while prioritizing the highest-interest debt first.

ལན་ཧ་གོ

འདི་ག་དེ་སྦེ་རྩིས་རྐྱབ་ཨིན་ན?

This calculator applies the displayed finance formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.

Debt Avalanche formulaMonths = −log(1−rP/A) ÷ log(1+r)

ལག་ལེན་གྱི་དཔེ་ཅིག

Using the default example values, the calculator substitutes 18,000 and 14 plus 700 into the formula. Change the values to model your own scenario.

རྩིས་ཀྱི་ཚོད་རྩིས

  • The values entered for total debt balance and average annual rate are accurate for the scenario.
  • Rates and recurring amounts remain constant for the period represented by the formula.
  • Provider fees, taxes and timing differences are excluded unless they are explicit inputs.