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Loan Affordability Calculator

Estimate principal supported by a monthly payment, rate and term.

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این مقدار چگونه محاسبه می‌شود؟

This calculator applies the displayed loan formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.

Loan Affordability formulaPrincipal = payment × ((1+r)ⁿ−1) ÷ (r(1+r)ⁿ)

یک نمونهٔ عملی

Using the default example values, the calculator substitutes 600 and 8 plus 5 into the formula. Change the values to model your own scenario.

فرض‌های محاسبه

  • The values entered for affordable monthly payment and annual interest rate are accurate for the scenario.
  • Rates and recurring amounts remain constant for the period represented by the formula.
  • Provider fees, taxes and timing differences are excluded unless they are explicit inputs.