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Loan Affordability Calculator

Estimate principal supported by a monthly payment, rate and term.

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This calculator applies the displayed loan formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.

Loan Affordability formulaPrincipal = payment × ((1+r)ⁿ−1) ÷ (r(1+r)ⁿ)

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Using the default example values, the calculator substitutes 600 and 8 plus 5 into the formula. Change the values to model your own scenario.

Sipozisyon kalkil

  • The values entered for affordable monthly payment and annual interest rate are accurate for the scenario.
  • Rates and recurring amounts remain constant for the period represented by the formula.
  • Provider fees, taxes and timing differences are excluded unless they are explicit inputs.