NZWISISA MHINDURO Izvi zvinoverengwa sei? Mutero wekutengesa unowedzerwa pamutengo wemota, wobva mubhadharo wekutanga netrade-in zvaderedza balance yakabhadharirwa. Kunyoresa, magwaro nemari dzemutengesi hazvisanganisirwi.
Mari yakabhadharirwa nemubhadharo Yakabhadharirwa = mutengo + mutero − mubhadharo wekutanga − trade-in
Muenzaniso unoshanda Mota ye$38,000 ine mutero we6%, mubhadharo wekutanga we$5,000 uye mota yekuchinjanisa ye$3,000 inosiya $32,280 yekubhadharirwa mari dzemutengesi dzisati dzawedzerwa.
MIBVUNZO YAKAJAIIRIKA Mhinduro dzinokurumidza Ndinofanira kusarudza nguva refu here?+ Nguva refu inoderedza mubhadharo wepamwedzi asi kazhinji inowedzera mubereko wese nenjodzi yekuva nechikwereti chinopfuura kukosha kwemota.
Mari dzemutengesi dzinosanganisirwa here?+ Kwete. Wedzera mari dzakataurwa pamutengo wemota kuti uwane fungidziro iri pedyo.
Fungidziro iyi yakarurama zvakadii?+ Masvomhu anotevera formula inoratidzwa, asi mhedzisiro yakarurama chete semwero, mari dzebasa, nguva nedzimwe fungidziro dzaunopinza.
Ndinofanira kubhadhara mari yekutanga yakadii pamota?+ Mubhadharo mukuru wekutanga unoderedza mubhadharo nemubereko, asi chengeta mari yakakwana yezviitiko zvechimbichimbi nemari dzekuva muridzi.
Trade-in inoderedza mutero wekutengesa here?+ Mitemo inosiyana nedunhu. Calculator iyi inobvisa trade-in mushure memutero, saka gadzirisa mutengo kana mutero waunopinza kana mutemo wako wemuno wakasiyana.
Ndinofanira kusarudza nguva yechikwereti ipi?+ Shandisa nguva pfupi zvikuru ine mubhadharo unoenderana nebhajeti yako. Nguva refu kazhinji inodhura mubereko wakawanda uye inowedzera njodzi yenegative equity.
Izvi zvinosanganisira inishuwarenzi yemota here?+ Kwete. Inishuwarenzi, mafuta, kugadzirisa, kunyoresa nekugadziridza imari dzakasiyana dzekuva muridzi.