UTLOISISA KARABO Sena se baloa joang? Both plans use the same principal with fixed monthly payments. The comparison includes principal and interest only; lender fees, insurance, penalties and irregular payment timing are excluded.
Fixed-payment loan comparison Tefo = P × [r(1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1]
Mohlala o sebetsang Compare a 25,000 loan at 7.5% for five years with 6.5% for four years. The shorter plan can have a higher payment while reducing total interest.
LIPOTSO TSE TLOAELEHILENG Likarabo tse potlakileng Should I choose the lowest monthly payment?+ Not automatically. Compare total interest, fees and payoff time as well as the monthly amount.
Does Plan B use a different loan amount?+ No. Both plans use the same principal so the rate-and-term tradeoff is clear.
Khakanyo ee e nepahetse hakae?+ Lipalo li latela foromo e bontšitsoeng, empa sephetho se nepahetse feela ho isa tekanyong ea sekhahla, litefiso, nako le likhopolo tse ling tseo u li kenyang.
Tefo ea kalimo e baloa joang?+ Foromo e tloaelehileng ea tefo ea kalimo e aba motheo le tsoala palo e khethiloeng ea litefo tsa khoeli le khoeli.
Na nako e khuts'oane e boloka tsoala?+ Hangata e. Nako e khuts'oane e phahamisa tefo empa e fokotsa palo ea likhoeli tseo tsoala e bokellanang ka tsona.
Na nka sebelisa sena bakeng sa kalimo ea botho?+ E, haeba kalimo e na le sekhahla se tsitsitseng le litefo tse tloaelehileng tsa khoeli. Eketsa litefiso tse alimiloeng cheleteng ea kalimo ha ho loketse.
Ke hobane'ng ha tefo ea pele boholo e le tsoala?+ Tsoala e ipapisitse le chelete e setseng, e leng kholo ka ho fetisisa qalong ea kalimo e lefuoang butle-butle.