Meʻafika nō meʻalele

Meʻafika nō meʻalele

Fakafuofua e fakapaʻanga meʻalele hili e tukuhau, totongi kamata mo e mahuʻinga fakafetongi.

MAHINO KI HE TALI

ʻOku fikaʻi fēfē ʻeni?

ʻOku tānaki e tukuhau fakatau ki he mahuʻinga ʻo e meʻalele, pea fakasiʻisiʻi ʻe he paʻanga kamata mo e mahuʻinga fakafetongi e palanisi kuo fakapaʻanga. ʻOku ʻikai kau e lesisita, ngaahi pepa mo e ngaahi totongi ʻa e tokotaha fakatau.

Lahi kuo fakapaʻanga mo e totongiKuo fakapaʻanga = Mahuʻinga + Tukuhau − Totongi kamata − Fakafetongi

Ko ha sīpinga ʻaonga

Ko ha meʻalele $38,000 mo e tukuhau 6%, totongi kamata $5,000 mo e fakafetongi $3,000 ʻoku fakapaʻanga ai e $32,280 kimuʻa ʻi he ngaahi totongi ʻa e tokotaha fakatau.

Ngaahi fakafuofua, fakaʻuhinga mo e ngaahi fehālaaki angamaheni

Ngaahi fakafuofua ʻo e fika

  • ʻOku ngāueʻaki e tukuhau fakatau ki he mahuʻinga ʻo e meʻalele kuo fakahū.
  • Ko e totongi kamata mo e fakafetongi ʻoku fakasiʻisiʻi ai e lahi kuo fakapaʻanga.
  • ʻOku ʻikai kau e lesisita, ngaahi pepa, maluʻi fakapapau mo e ngaahi tānaki ʻa e tokotaha fakatau.

Founga ke fakaʻuhingaʻi e ola

  • ʻOku totongi ʻe he totongi kuo fakafuofua e palanisi meʻalele kuo fakapaʻanga mo e tute.
  • Ko e lahi kuo fakapaʻanga ʻoku fakahaaʻi ai e palanisi hili e tukuhau, paʻanga mo e fakafetongi kuo fakahū.
  • ʻOku ʻikai kau ʻi he ngaahi totongi nō fakakātoa e totongi kamata mo e mahuʻinga fakafetongi.

Ngaahi fehālaaki angamaheni ke fakaʻehiʻehi mei ai

  • Aleapau pē ʻi he totongi fakamāhina kae ʻikai ko e mahuʻinga fakakātoa ʻo e meʻalele.
  • Taʻe tokanga ki he ngaahi totongi ʻa e tokotaha fakatau, mahuʻinga fakafetongi ʻi lalo he moʻua pe ngaahi tānaki.
  • Fakalōloa e taimi ʻo laka atu ʻi he vahaʻa taimi ʻoku ke ʻamanaki ke tauhi ai e meʻalele.