Estimate a planning-level reverse-mortgage borrowing limit from home value.
MAHINO KI HE TALI
ʻOku fikaʻi fēfē ʻeni?
This calculator applies the displayed mortgage formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.
Reverse Mortgage formulaEstimated limit = eligible value × principal limit factor
Ko ha sīpinga ʻaonga
Using the default example values, the calculator substitutes 500,000 and 45 into the formula. Change the values to model your own scenario.
Ola kuo fikaʻi
Eligible home value
Estimated principal limit factor
Ola kuo fikaʻi
$400,000.00
$45.00
$180,000.00
$500,000.00
$45.00
$225,000.00
$600,000.00
$45.00
$270,000.00
Ngaahi fakafuofua, fakaʻuhinga mo e ngaahi fehālaaki angamaheni
Ngaahi fakafuofua ʻo e fika
The values entered for eligible home value and estimated principal limit factor are accurate for the scenario.
Rates and recurring amounts remain constant for the period represented by the formula.
Provider fees, taxes and timing differences are excluded unless they are explicit inputs.
Founga ke fakaʻuhingaʻi e ola
Treat the main number as a planning estimate, not a quote, approval or guarantee.
Compare at least a baseline, lower and higher assumption before deciding.
Use the result together with the related mortgage calculators for a broader view.
Ngaahi fehālaaki angamaheni ke fakaʻehiʻehi mei ai
Entering a percentage as a decimal when the field expects a whole percent.
Comparing results that use different time periods or omit different fees.
Rounding inputs early or treating an estimated rate as guaranteed.