Estimate a planning-level reverse-mortgage borrowing limit from home value.
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This calculator applies the displayed mortgage formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.
Reverse Mortgage formulaEstimated limit = eligible value × principal limit factor
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Using the default example values, the calculator substitutes 500,000 and 45 into the formula. Change the values to model your own scenario.
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The values entered for eligible home value and estimated principal limit factor are accurate for the scenario.
Rates and recurring amounts remain constant for the period represented by the formula.
Provider fees, taxes and timing differences are excluded unless they are explicit inputs.