Fakafuofua ha palanisi fakahū paʻanga ʻaki e APY, ngaahi fakahū paʻanga angamaheni mo e taimi.
MAHINO KI HE TALI
ʻOku fikaʻi fēfē ʻeni?
ʻOku lau ʻe he fakafuofua ni e APY ko ha tupu fakataʻu tuʻumaʻu ʻoku fakatahataha fakamāhina pea fakafuofua ʻoku fai e ngaahi fakahū paʻanga ʻi he fakaʻosinga ʻo e māhina taki taha.
Mahuʻinga kahaʻu ʻo e fakahū paʻangaFV = Tupu kamata + Mahuʻinga kahaʻu ʻo e ngaahi fakahū paʻanga fakamāhina
Ko ha sīpinga ʻaonga
Ko e $5,000 mo e $300 he māhina ʻi he 4.25% ʻi he taʻu ʻe nima ʻe tupu ʻo meimei $25,000.
Ngaahi fakafuofua, fakaʻuhinga mo e ngaahi fehālaaki angamaheni
Ngaahi fakafuofua ʻo e fika
ʻOku tuʻumaʻu e APY ʻi he vahaʻa taimi fakahū paʻanga kotoa.
ʻOku fai e ngaahi fakahū paʻanga ʻi he fakaʻosinga ʻo e māhina kotoa.
ʻOku ʻikai kau e ngaahi toho paʻanga, tukuhau mo e totongi ʻakauni.
Founga ke fakaʻuhingaʻi e ola
Ko e palanisi kuo fakafuofua ʻoku kau ai hoʻo ngaahi fakahū paʻanga mo e tute kuo fakafuofua.
Ko e tute kuo maʻu ko e konga ʻoku laka hake ʻi he ngaahi fakahū paʻanga kotoa.
ʻE lava ke fakaʻosi ha ʻakauni fakahū paʻanga ʻoku feliliuaki hono tuʻunga tupu ʻo māʻolunga pe māʻulalo ʻi he fakafuofua.
Ngaahi fehālaaki angamaheni ke fakaʻehiʻehi mei ai
Fakakaukau ʻe tuʻumaʻu ha APY fakaʻaiʻai ʻi ha ngaahi taʻu.
Ngāueʻaki e APR ʻi he taimi ʻoku tala ai ʻe he pangikē e APY.
Ngalo e tukuhau pe ngaahi toho paʻanga ʻoku fakasiʻisiʻi ai e tupu fakatahataha.