Calculate home equity and loan-to-value from value and mortgage balance.
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This calculator applies the displayed mortgage formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.
Home Equity formulaHome equity = current value − mortgage balance
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Using the default example values, the calculator substitutes 520,000 and 310,000 into the formula. Change the values to model your own scenario.
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The values entered for current home value and mortgage balance are accurate for the scenario.
Rates and recurring amounts remain constant for the period represented by the formula.
Provider fees, taxes and timing differences are excluded unless they are explicit inputs.