Olsem wanem oli kalkuletem hemia?
Tufala senario oli yusum sem bajet blong haos. Senario wetem smol kos i investim difrens blong evri manis long en blong manis. Long stat, man we i rent i investim fastaem peman mo kos blong pem. Oli tekemaot kos blong salem haos taem oli skelem long en blong wanwan yia. Ol riten mo ret blong gru oli samting we yu ting se bai hapen, oli no garanti. I no kaontem taks didaksen, taks long profit blong investmen mo otomatik PMI; putum estimet blong insurens insaed long ol kos blong ona blong yia.
Skelem net welth long en blong yiaWelth blong ona = net mane blong salem − lon blong haos we i stap yet + seving we yu investim; welth blong man we i rent = mane blong stat we yu investim + seving blong manis we yu investim
Wan praktikol eksampol
Skelem wan haos blong 400,000, fastaem peman blong 80,000 mo rent blong 2,200 evri manis long 10 yia. Jenisim ol tingting blong gru mo investmen blong testem olsem wanem risal i jenis.
Risal we oli kalkuletem
| Praes blong haos | Senario | Ansa we oli kalkuletem |
|---|---|---|
| 320,000 | 1 | $103,474.27 |
| 400,000 | 2 | $59,640.04 |
| 480,000 | 3 | $15,805.81 |