Estimatem ful peimen blong haos evri manis mo luk se mane i go wea.
KASEM SAVE LONG ANSA
Olsem wanem oli kalkuletem hemia?
P hem i principal blong lon, r hem i intres ret long wan payment period, mo n hem i ful namba blong peimen. Takis, insurens, PMI, HOA mo narafala kost oli tanem folem payment frequency we yu jusum mo ademap afta principal mo intres.
Formula blong mortgage wetem fixed peimenM = P × [r(1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1]
Wan praktikol eksampol
Wan haos blong $400,000 wetem $80,000 daon peimen i mekem wan lon blong $320,000. Long 6.25% blong 30 yia, principal mo intres i klosap $1,970 evri manis bifo takis mo insurens.
Ol tingting we kalkulesen i yusum, mining mo ol nomol mastik
Ol tingting we kalkulesen i yusum
Intres ret i no jenis. Estimet blong PMI i stop taem balens i kasem 80% blong orijinal valiu blong haos; ol rul blong man we i givim lon oli save defren.
Ol moa peman oli daonem prinsipol; ol entri afta we kaon i finis oli no kaontem mo las peman i gat limit.
Taks blong propati, insurens, asosiesen blong ol haos ona mo ol narafala kos oli gru evri yia long ol ret we yu putum mo oli gohed long ful taem we yu jusum nating se yu pem bak kwik.
Olsem wanem blong kasem save long risal
Bigfala risal hem i estimate blong ful haos peimen long manis o evri tu wik we yu jusum.
Ful intres i kavremap principal-mo-intres peimen nomo, i no takis, insurens, HOA o PMI.