Estimatem retirement balans mo amaon blong tekemaot long wan yia blong plan.
KASEM SAVE LONG ANSA
Olsem wanem oli kalkuletem hemia?
Projection i ting se return i stap semak mo kontribiusen i kam evri manis. I no modellem inflation, takis, fi, maket volatility o benefit blong gavman.
Estimate blong retirement savings we i gruBalans = gru blong savings blong naoia + future valiu blong kontribiusen
Wan praktikol eksampol
Wan man we i gat 35 yia, i sevem $80,000 mo i putum $800 evri manis, i save bildimap wan bigfala balans kasem 65 yia long return blong 6%.
Ol tingting we kalkulesen i yusum, mining mo ol nomol mastik
Ol tingting we kalkulesen i yusum
Kontribiusen mo return oli kam evri manis kasem retirement.
Annual return mo ret blong tekemaot mane oli stap semak.
Inflation, takis, fi, benefit mo risk blong oda blong maket return oli no stap insaed.
Olsem wanem blong kasem save long risal
Projected balans i wan estimate long dola blong fiuja long retirement yia.
Estimate blong gru i no sua mo i save negativ taem return i nogud.
Ol namba blong mane blong tekemaot oli referens blong plan, i no wan promes se asset bae i stap.
Ol nomol mastik blong blokem
Yusum wan hae return be no testem wan low scenario.
No tingbaot inflation taem yu estimetem paoa blong mane blong fiuja.
Ting se ret blong tekemaot 4% i stret blong evri retirement.