Meʻafika hikihiki

Meʻafika hikihiki

Fakafuofua ha mahuʻinga kahaʻu mo e liliu ʻo e mālohi fakatau ʻo e paʻanga ʻi he taimi.

MAHINO KI HE TALI

ʻOku fikaʻi fēfē ʻeni?

ʻOku fakatahataha e hikihiki he ʻoku ngāueʻaki e peseti ʻo e taʻu taki taha ki he mahuʻinga māʻolunga ange ʻo e taʻu kimuʻa. ʻOku ngāueʻaki ʻe he mālohi fakatau e fulihi ʻo e fika fakatahataha tatau.

Founga hikihiki fakatahatahaFakamole kahaʻu = Fakamole lolotonga × (1 + tuʻunga hikihiki)ᵗᵃʻᵘ

Ko ha sīpinga ʻaonga

ʻI he hikihiki fakataʻu 3%, ko ha meʻa ʻoku mahuʻinga $10,000 he ʻaho ni ʻe mahuʻinga meimei $13,439 ʻi he taʻu ʻe hongofulu.

Ngaahi fakafuofua, fakaʻuhinga mo e ngaahi fehālaaki angamaheni

Ngaahi fakafuofua ʻo e fika

  • ʻOku ngāueʻaki ha tuʻunga hikihiki fakaʻavalisi tuʻumaʻu ʻe taha ki he vahaʻa taimi kakato.
  • Ko e lahi kuo fili ʻoku fakafofongaʻi ha kato koloa ʻe lava ʻo fakafehoanaki ʻi he taimi.
  • ʻOku ʻikai kau e tukuhau, tupu fakahū paʻanga mo e liliu fakamole fakafoʻituitui.

Founga ke fakaʻuhingaʻi e ola

  • Ko e fakamole kahaʻu ko e mahuʻinga ʻamui ʻoku tupu mei he hikihiki fakatahataha.
  • ʻOku lahi ange e liliu fakatahataha ʻi he tuʻunga fakataʻu fakatokolahi ʻaki e ngaahi taʻu ʻi he taimi ʻoku lelei ai e hikihiki.
  • ʻOku fakahaaʻi ʻe he mālohi fakatau e lahi ʻe lava ke fakatau ʻe ha paʻanga tuʻumaʻu ʻi he mahuʻinga ʻo e ʻaho ni.

Ngaahi fehālaaki angamaheni ke fakaʻehiʻehi mei ai

  • Tānaki e ngaahi tuʻunga hikihiki fakataʻu kae ʻikai fakatahatahaʻi hono tupu.
  • Fakakaukau ʻoku tatau kakato e hikihiki fakalūkufua mo ha ngaahi fakamole fakafoʻituitui.
  • Fakafehoanaki e paʻanga kahaʻu mo e paʻanga lolotonga ʻo ʻikai ha liliu hikihiki.