SAVE LONG ANSA Ol i kalkuletim dispela olsem wanem? Projeksen i ting profit i stap wankain na kontribusen i kam long olgeta mun. Em i no modelim inflasen, takis, fi, senis bilong maket o benefit bilong gavman.
Estimet bilong bungim mani bilong ritaiamen Balens = Gro bilong seivings nau + Veliu bilong mani yu putim long bihain
Wanpela gutpela eksampel Man o meri i gat 35 yia, $80,000 seivings na $800 i putim long olgeta mun inap bungim bikpela balens taim em i gat 65 yia long mak bilong 6% profit.
NOMOL ASKIM Kwik ansa 4% ret bilong rausim mani i gat promis?+ Nogat. Em nomol referens bilong plan tasol. Ret i ken stap longpela taim i bihainim long bilong laip, alokesen, maket profit, takis na isi bilong senisim spend.
Dispela i gat inflasen insait?+ Nogat. Lukim risal olsem dola bilong bihain sapos yu no daunim mak bilong profit wantaim inflasen estimet.
Dispela estimet i stret hamas?+ Matematiks i bihainim fomula ol i soim, tasol risal i stret inap long ret, fi, taim na ol narapela asampsen yu putim.
Mi nidim hamas mani bilong ritaiamen?+ Em i bihainim spend, long bilong ritaiamen, takis, benefit na risk bilong investmen. Yusim risal olsem wanpela senario long bikpela plan.
Mi mas ting wanem profit?+ Yusim seif longpela-taim estimet i stret wantaim miks bilong aset, na testim daun profit na antap inflasen.
Ol i putim mani long olgeta mun?+ Yes. Kalkuleta i modelim wankain kontribusen long pinis bilong olgeta mun.
Ol i mas modelim inflasen olsem wanem?+ Yu inap daunim mak bilong profit wantaim inflasen estimet bilong kisim klostu tru profit, na save tupela veliu i senis.