Mortgage Closing Cost Calculator

Mortgage Closing Cost Calculator

Estimate closing costs as a percentage of a home purchase price.

MALAMALAMA I TE TALI

E fika pefea te mea tenei?

This calculator applies the displayed mortgage formula directly to your inputs. It keeps full precision during the calculation and rounds only the displayed result.

Mortgage Closing Cost formulaClosing costs = home price × cost rate

Se fakaakoakoga aoga

Using the default example values, the calculator substitutes 400,000 and 3 into the formula. Change the values to model your own scenario.

Ikuga ne fika

Togi faleClosing cost rateIkuga ne fika
$320,000.003%$9,600.00
$400,000.003%$12,000.00
$480,000.003%$14,400.00

Manatu fakavae, fakamatala mo mea ‵se masani

Manatu fakavae o te fika

  • The values entered for home price and closing cost rate are accurate for the scenario.
  • Rates and recurring amounts remain constant for the period represented by the formula.
  • Provider fees, taxes and timing differences are excluded unless they are explicit inputs.

Auala ke fakamatala te ikuga

  • Treat the main number as a planning estimate, not a quote, approval or guarantee.
  • Compare at least a baseline, lower and higher assumption before deciding.
  • Use the result together with the related mortgage calculators for a broader view.

Mea ‵se masani ke ‵kalo kea‵tea

  • Entering a percentage as a decimal when the field expects a whole percent.
  • Comparing results that use different time periods or omit different fees.
  • Rounding inputs early or treating an estimated rate as guaranteed.