Akuma ko kubara inyungu zivyara izindi

Akuma ko kubara inyungu zivyara izindi

Teganya uko amahera azigamwe ashobora gukura hamwe n'intererano zigaruka n'inyungu zivyara izindi.

TAHURA INYISHU

Ibi bibarwa gute?

Amahera y'intango n'intererano imwe yose ya buri kwezi bikura ku gipimo c'ukwezi cagereranyijwe. Inyungu nyakuri z'ishoramari zirahinduka kandi ntizizewe.

Agaciro ko muri kazoza hamwe n'intererano za buri kweziFV = P(1 + r)ⁿ + PMT × [((1 + r)ⁿ − 1) ÷ r]

Akarorero ngirakamaro

Amadolari 10.000 ashowe mu gushora imari, hongerwako amadolari 500 buri kwezi mu myaka 10 ku nyungu zigereranywa na 7%, ashobora gukura akagera hafi ku madolari 107.000.

Ivyiyumviro, insiguro n'amakosa akunze gukorwa

Ivyo ibiharuro bishingirako

  • Inyungu iraguma idahinduka kandi ikiyongera buri kwezi.
  • Intererano zishirwa ku mpera y'ukwezi kumwe kose.
  • Imisoro, iduga ry'ibiciro, amahera y'ibikorwa n'ihindagurika ry'isoko ntibirimwo.

Uko wotahura inyishu

  • Amahera asigara yateganijwe ateranya amahera yashizweko n'ukura kw'inyungu zivyara izindi kwagereranyijwe.
  • Umugabane w'ukura werekana igice c'amahera ya nyuma kitavuye ku ntererano ubwayo.
  • Gereranya inyungu zigereranywa hasi n'izigereranywa hejuru aho kwizigira ubuhanuzi bumwe gusa.

Amakosa akunze gukorwa ukwiye kwirinda

  • Gufata inyungu y'ishoramari yagereranyijwe nk'iyizewe.
  • Gukoresha inyungu yanditse gusa mu gihe usigura inyishu nk'ubushobozi bwo kugura bw'ubu.
  • Kwibagira ibipimo vy'ibisohoka, imisoro canke igihe c'intererano kidahoraho.