Akuma ko kubara amahera azigamwe

Akuma ko kubara amahera azigamwe

Teganya amahera yo kuzigama ukoresheje APY, amahera ashirwa kenshi n'igihe.

TAHURA INYISHU

Ibi bibarwa gute?

Iri gereranya rifata APY nk'inyungu y'umwaka idahinduka ikura buri kwezi kandi riyumvira ko amahera ashirwa ku mpera y'ukwezi.

Agaciro ko muri kazoza k'amahera azigamweFV = ukura kw'intango + agaciro ko muri kazoza k'amahera ashirwa buri kwezi

Akarorero ngirakamaro

Amadolari 5.000 hongerwako amadolari 300 buri kwezi ku 4,25% mu myaka itanu ashobora gukura akagera hafi ku madolari 25.000.

Ivyiyumviro, insiguro n'amakosa akunze gukorwa

Ivyo ibiharuro bishingirako

  • APY iguma idahinduka mu kiringo cose co kuzigama.
  • Amahera ashirwa kuri konti ku mpera y'ukwezi kumwe kose.
  • Amahera akurwa, imisoro n'amahera ya konti ntibirimwo.

Uko wotahura inyishu

  • Amahera asigara yateganijwe arimwo ayo washizeko hamwe n'inyungu yagereranyijwe.
  • Inyungu yabonetse ni igice kirenze amahera yose yashizwe kuri konti.
  • Konti yo kuzigama ifise inyungu ihindagurika ishobora kurangiza iri hejuru canke munsi y'igereranya.

Amakosa akunze gukorwa ukwiye kwirinda

  • Kwiyumvira ko APY y'akamamaza izoguma imyaka myinshi.
  • Gukoresha APR kandi banki yatangaje APY.
  • Kwibagira imisoro canke amahera akurwa agabanya inyungu zivyara izindi.