Akuma ko kubara ivy'izabukuru

Akuma ko kubara ivy'izabukuru

Gereranya amahera y'izabukuru n'amahera y'umwaka ashobora gukurwa mu gutegura.

TAHURA INYISHU

Ibi bibarwa gute?

Igiharuro gishingira ku nyungu idahinduka n'intererano zisanzwe za buri kwezi. Ntigishiramwo iduga ry'ibiciro, imisoro, amahera y'ibikorwa, ihindagurika ry'isoko canke inyungu za leta.

Igereranya ry'amahera yegeranijwe y'izabukuruAmahera asigaye = ukura kw'amahera azigamwe ubu + agaciro ko muri kazoza k'intererano

Akarorero ngirakamaro

Umuntu w'imyaka 35 afise amadolari 80.000 yazigamye kandi yongerako amadolari 800 buri kwezi, ashobora kugira amahera menshi ageze ku myaka 65, dufashe ko inyungu ari 6%.

Ivyiyumviro, insiguro n'amakosa akunze gukorwa

Ivyo ibiharuro bishingirako

  • Intererano n'inyungu biba buri kwezi gushika mu kiruhuko c'izabukuru.
  • Inyungu y'umwaka n'igipimo co gukura amahera biguma bidahinduka.
  • Iduga ry'ibiciro, imisoro, amahera y'ibikorwa, inyungu z'akazi n'akaga k'urutonde rw'isoko ntibirimwo.

Uko wotahura inyishu

  • Amahera asigara yateganijwe ni igereranya ry'amadolari yo muri kazoza ugeze mu myaka y'izabukuru.
  • Ukura kwagereranyijwe ntikwizewe kandi gushobora kuba munsi ya zero iyo inyungu zitagenze neza.
  • Ibitigiri vy'amahera akurwa ni ivyifashishwa mu gutegura, si isezerano ko itunga rizoramba.

Amakosa akunze gukorwa ukwiye kwirinda

  • Gukoresha inyungu nini cane utagerageje uburyo bw'inyungu ntoyi.
  • Kwirengagiza iduga ry'ibiciro mu kugereranya ubushobozi bwo kugura muri kazoza.
  • Gufata igipimo co gukura amahera ca 4% nk'ikibereye ku kiruhuko c'izabukuru cose.