Kalikulateri y'inyungu zikubana

Kalikulateri y'inyungu zikubana

Teganya uko ubwizigame bushobora kwiyongera hakoreshejwe imisanzu igaruka n'inyungu zikubana.

SOBANUKIRWA IGISUBIZO

Ibi bibarwa bite?

Amafaranga yo gutangira na buri musanzu w'ukwezi byiyongera ku gipimo cy'ukwezi cyafashwe nk'ukuri. Inyungu nyazo z'ishoramari zirahindagurika kandi ntizizewe.

Agaciro ko mu gihe kizaza karimo imisanzu ya buri kweziFV = P(1 + r)ⁿ + PMT × [((1 + r)ⁿ − 1) ÷ r]

Urugero rufatika

Amadolari 10.000 yashowe, hongerwaho amadolari 500 buri kwezi mu myaka 10 ku nyungu ziteganyijwe za 7%, agera hafi ku madolari 107.000.

Ibyafashwe nk'ukuri, uko ibisubizo bisobanurwa n'amakosa akunze kubaho

Ibyafashwe nk'ukuri mu ibara

  • Inyungu ntihinduka kandi ikubana buri kwezi.
  • Imisanzu ishyirwaho ku mpera za buri kwezi.
  • Imisoro, izamuka ry'ibiciro, amafaranga y'inyongera n'ihindagurika ry'isoko ntibibarwa.

Uko wasobanura igisubizo

  • Amafaranga ateganyijwe ahuza ayo wabikije n'ubwiyongere bukubana bugereranyijwe.
  • Umugabane w'ubwiyongere werekana igice cy'amafaranga ya nyuma kitavuye mu misanzu ako kanya.
  • Gereranya ibigereranyo by'inyungu byitonda n'ibyiringiro byinshi aho kwishingikiriza ku iteganyagihe rimwe.

Amakosa akunze kubaho ugomba kwirinda

  • Gufata inyungu z'ishoramari zafashwe nk'izizewe.
  • Gukoresha inyungu y'izina kandi ugasobanura igisubizo nk'ubushobozi bwo kugura bw'uyu munsi.
  • Kwibagirwa ibipimo by'amafaranga akoreshwa, imisoro cyangwa igihe cy'imisanzu kidahoraho.