Kalikulateri y'ubwizigame

Kalikulateri y'ubwizigame

Teganya amafaranga y'ubwizigame ukoresheje APY, amafaranga abitswa kenshi n'igihe.

SOBANUKIRWA IGISUBIZO

Ibi bibarwa bite?

Iki kigereranyo gifata APY nk'inyungu y'umwaka idahinduka ikubana buri kwezi, kandi kigafata ko amafaranga abitswa ku mpera za buri kwezi.

Agaciro k'ubwizigame ko mu gihe kizazaFV = Ubwiyongere bw'amafaranga ya mbere + Agaciro ko mu gihe kizaza k'amafaranga abitswa buri kwezi

Urugero rufatika

Amadolari 5.000 hiyongereyeho amadolari 300 buri kwezi ku nyungu za 4,25% mu myaka itanu agera hafi ku madolari 25.000.

Ibyafashwe nk'ukuri, uko ibisubizo bisobanurwa n'amakosa akunze kubaho

Ibyafashwe nk'ukuri mu ibara

  • APY ikomeza kuba imwe mu gihe cyose cyo kuzigama.
  • Amafaranga abitswa ku mpera za buri kwezi.
  • Amafaranga akurwaho, imisoro n'amafaranga ya konti ntibibarwa.

Uko wasobanura igisubizo

  • Amafaranga ateganyijwe arimo ayo wabikije hiyongereyeho inyungu zigereranyijwe.
  • Inyungu zabonetse ni igice kirenze amafaranga yose yabitswe.
  • Konti yo kuzigama ifite igipimo gihinduka ishobora kurangiza irenze cyangwa iri munsi y'ibyagereranyijwe.

Amakosa akunze kubaho ugomba kwirinda

  • Kwibwira ko APY y'igihe cyo kwamamaza izamara imyaka.
  • Gukoresha APR kandi banki yatanze APY.
  • Kwibagirwa imisoro cyangwa amafaranga akurwaho agabanya inyungu zikubana.