Kalikulateri y'ikiruhuko cy'izabukuru

Kalikulateri y'ikiruhuko cy'izabukuru

Gereranya amafaranga y'ikiruhuko cy'izabukuru n'amafaranga yo gukuramo ku mwaka yo guteganyiriza.

SOBANUKIRWA IGISUBIZO

Ibi bibarwa bite?

Iteganyagihe rifata inyungu zidahinduka n'imisanzu isanzwe ya buri kwezi. Ntiribariramo izamuka ry'ibiciro, imisoro, amafaranga y'inyongera, ihindagurika ry'isoko cyangwa inyungu za leta.

Ikigereranyo cy'amafaranga azakusanywa ku kiruhuko cy'izabukuruAmafaranga asigaye = Ubwiyongere bw'ubwizigame buriho + Agaciro k'imisanzu mu gihe kizaza

Urugero rufatika

Umuntu w'imyaka 35 ufite amadolari 80.000 yazigamye kandi wongeraho amadolari 800 buri kwezi ashobora kugira amafaranga menshi ageze ku myaka 65, ku nyungu ziteganyijwe za 6%.

Ibyafashwe nk'ukuri, uko ibisubizo bisobanurwa n'amakosa akunze kubaho

Ibyafashwe nk'ukuri mu ibara

  • Imisanzu n'inyungu bibaho buri kwezi kugeza ku kiruhuko cy'izabukuru.
  • Inyungu y'umwaka n'igipimo cyo gukuramo bikomeza kuba bimwe.
  • Izamuka ry'ibiciro, imisoro, amafaranga y'inyongera, inyungu n'ibyago by'uko isoko rikurikirana ntibibarwa.

Uko wasobanura igisubizo

  • Amafaranga ateganyijwe ni ikigereranyo mu mafaranga yo mu gihe kizaza ku myaka y'ikiruhuko cy'izabukuru.
  • Ubwiyongere bugereranyijwe ntibwizewe kandi bushobora kuba munsi ya zeru iyo inyungu zitagenze neza.
  • Imibare y'amafaranga akurwaho ni ibipimo byo guteganya, si isezerano ko umutungo uzamara.

Amakosa akunze kubaho ugomba kwirinda

  • Gukoresha inyungu iri hejuru cyane utagerageje urugero rwo hasi.
  • Kwirengagiza izamuka ry'ibiciro mu kugereranya ubushobozi bwo gukoresha amafaranga mu gihe kizaza.
  • Gufata igipimo cyo gukuramo 4% nk'igikwiriye buri kiruhuko cy'izabukuru.