Una qanoq naatsorsorneqarpa?
Both scenarios use the same housing budget. The lower-cost scenario invests the monthly difference at month-end. The renter initially invests the down payment plus buying costs. Home sale costs are deducted at each year-end comparison. Returns and growth rates are assumptions, not guarantees. Tax deductions, tax on investment gains and automatic PMI are excluded; include estimated insurance costs in annual ownership costs.
End-of-year net wealth comparisonOwner wealth = net sale proceeds − remaining mortgage + invested savings; renter wealth = invested upfront cash + invested monthly savings
Assersuut atorneqarsinnaasoq
Compare a 400,000 home, 80,000 down payment and 2,200 monthly rent over 10 years. Adjust growth and investment assumptions to test sensitivity.
Inernera naatsorsorneqartoq
| Illup akia | Scenario | Inernera naatsorsorneqartoq |
|---|---|---|
| 320,000 | 1 | $103,474.27 |
| 400,000 | 2 | $59,640.04 |
| 480,000 | 3 | $15,805.81 |