Akuma ko kubara urutonde rwo kwishura inguzanyo

Akuma ko kubara urutonde rwo kwishura inguzanyo

Tegura urutonde rwose rwo kwishura inguzanyo hamwe n'amahera y'inyongera ushobora guhitamwo.

TAHURA INYISHU

Ibi bibarwa gute?

Inyungu y'ukwezi kumwe kose ingana n'amahera yo ku ntango y'ukwezi akubwe n'igipimo c'ukwezi. Ayasigaye ku kiguzi categekanijwe hamwe n'inyongera agabanya umutahe.

Ukwishura ku nyungu idahindukaIkiguzi = P × [r(1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1]

Akarorero ngirakamaro

Inguzanyo y'amadolari 300.000 ku 6,5% mu myaka 30 isaba hafi amadolari 1.896 buri kwezi imbere y'imisoro, ubwishingizi n'amahera y'ibikorwa.

Ivyiyumviro, insiguro n'amakosa akunze gukorwa

Ivyo ibiharuro bishingirako

  • Igipimo c'inyungu n'ikiguzi gisabwa biguma bidahinduka.
  • Kwishura kuba buri kwezi guhera ku tariki yatowe.
  • Amahera y'inyongera ashirwa ku mutahe buri kwezi ata mahera y'ibikorwa canke ibihano.

Uko wotahura inyishu

  • Ikiguzi gisabwa ntikirimwo imisoro, ubwishingizi n'amahera y'inguzanyo.
  • Amahera yishurwa mu ntango arimwo inyungu nyinshi kuko ibisigaye biba ari vyinshi.
  • Imbonerahamwe z'umwaka n'ukwezi zerekana uko kugabanya umutahe kwihuta uko igihe kirenga.

Amakosa akunze gukorwa ukwiye kwirinda

  • Gufata ikiguzi nk'aho ari ikiguzi cose c'inzu gifise inguzanyo.
  • Kwiyumvira ko uwuguriza aca ashira amahera y'inyongera ku mutahe ata kubisaba.
  • Kugereranya inguzanyo udashizemwo amanota, ibiciro vyo kurangiza amasezerano n'ayandi mahera.