Sidee tan loo xisaabiyaa?
Labada xaaladood waxay isticmaalaan miisaaniyad guri oo isku mid ah. Xaaladda kharashkeedu yar yahay waxay maalgashataa farqiga billaha ah dhammaadka bisha. Kiraystuhu bilowga wuxuu maalgashadaa hormariska iyo kharashyada iibsiga. Kharashyada iibinta guriga waxaa laga jaraa isbarbardhig kasta oo dhammaadka sannadka ah. Soo-celinta iyo heerarka kororku waa male-awaal, ma aha dammaanad. Kuma jiraan ka-jaryada canshuurta, canshuurta faa'iidada maalgashiga iyo PMI otomaatig ah; ku dar caymiska la qiyaasay kharashyada lahaanshaha sannadlaha ah.
Isbarbardhigga hantida saafiga ah dhammaadka sannadkaHantida mulkiilaha = lacagta saafiga ah ee iibka − amaahda guriga ee hartay + kaydka la maalgashaday; hantida kiraystaha = lacagta bilowga la maalgashaday + kaydka billaha ah ee la maalgashaday
Tusaale wax ku ool ah
Isbarbar dhig guri 400,000 ah, hormaris 80,000 ah iyo kiro bille ah oo 2,200 ah muddo 10 sannadood ah. Bedel male-awaallada kororka iyo maalgashiga si aad u tijaabiso saamaynta.
Natiijada la xisaabiyey
| Qiimaha guriga | Xaalad | Jawaab la xisaabiyey |
|---|---|---|
| 320,000 | 1 | $103,474.27 |
| 400,000 | 2 | $59,640.04 |
| 480,000 | 3 | $15,805.81 |