Ol i kalkuletim dispela olsem wanem?
Tupela senario i yusim wankain bajet bilong haus. Senario i gat liklik kos i investim difrens bilong mun long pinis bilong mun. Man i rent i investim daun pe wantaim kos bilong baim long stat. Ol i rausim kos bilong salim haus taim ol i skelim long pinis bilong wanwan yia. Ol return na ret bilong gro i ol tingting tasol, i no promis. I no kaunim ol taks didaksen, taks long profit bilong investmen na otomatik PMI; kaunim estimet bilong insurens long kos bilong ownim long yia.
Skelim net welth long pinis bilong yiaWelth bilong ona = net mani bilong salim − dinau bilong haus i stap yet + seving yu investim; welth bilong man i rent = mani bilong stat yu investim + seving bilong mun yu investim
Wanpela gutpela eksampel
Skelim haus bilong 400,000, daun pe bilong 80,000 na rent bilong 2,200 long mun, long 10 yia. Senisim ol tingting bilong gro na investmen long lukim olsem wanem risalt i senis.
Risal ol i kalkuletim
| Prais bilong haus | Senario | Bekim ol i kalkuletim |
|---|---|---|
| 320,000 | 1 | $103,474.27 |
| 400,000 | 2 | $59,640.04 |
| 480,000 | 3 | $15,805.81 |