Estimetim prais bilong haus yu inap baim long inkom, dinau, daun pe na kost bilong haus.
SAVE LONG ANSA
Ol i kalkuletim dispela olsem wanem?
Estimet i limitim kost bilong haus wantaim fran haus ratio na bek olgeta-dinau ratio. Ol i rausim takis, insurens na HOA paslain long tanim prinsipal-na-intres pe i stap i go long mani bilong dinau.
Rot bilong inkom na dinau ratioMaks haus = liklik bilong(Inkom × fran ratio, Inkom × bek ratio − dinau)
Wanpela gutpela eksampel
Famili i kisim $120,000, i gat $500 dinau long mun, $60,000 daun pe na nomol kost bilong haus inap baim haus klostu long namel bilong $400,000, i bihainim ret na ol ratio.
Ol asampsen, mining na nomol rong
Ol asampsen bilong kalkulesen
Gros inkom na ol dinau i kam olgeta mun i mas stret.
Intres ret na tem bilong dinau i stap fiks.
Takis, insurens na HOA i stap olsem wanpela fiks estimet bilong mun.
Rot bilong save long risal
Prais yu inap baim em estimet dinau wantaim daun pe yu gat.
Ratio i bosim mak em inkom o olgeta-dinau limit i oraitim liklik kost bilong haus.
Maksimum bilong lenda inap antap long gutpela baset bilong famili.
Nomol rong yu mas abrusim
Yusim tek-hom pe long hap i gat mak gros inkom.
Lusim studen dinau, kar dinau, liklik pe bilong kat o ol narapela dinau.
Lus tingting long mentenens, yutiliti, klosing kost na imejensi seivings.