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103 TOOLS

Hwehwɛ sɛnea kuw te

Finance

Mortgage

Bu wo fie tua nyinaa ɔsram biara na hwɛ baabi a sika no kɔ.

Compound mfɛntom

Bu sɛnea sika a woasie betumi anyin denam ntoboa a ɛtaa ba ne compound mfaso so.

Bosea tua

Estimate a fixed loan payment and compare two rate-and-term scenarios side by side.

Kar bosea

Bu kar bosea bere a tow, ahyɛase sika ne kar dedaw bo aba so.

Fie bosea tua awiei

Hwɛ sɛnea ɔsram tua foforo betumi atew fie bosea bere ne mfɛntom so.

Sika sie nkɔanim

Bu daakye sika a woasie denam APY, deposits a ɛtaa ba ne bere so.

Retirement

Bu pɛnhyen sika a ɛbɛka ne afe afe sika a wobeyi sɛ nhyehyɛe.

Salary

Convert hourly, daily, weekly, biweekly, semimonthly, monthly or annual pay into comparable gross amounts.

Investment nkɔanim

Bu investment nkɔanim fi sika a edi kan, ɔsram ntoboa ne mfaso mu.

Inflation

Bu daakye bo ne sɛnea sika tumi sesa bere rekɔ so.

Amortization

Yɛ bosea amortization nhyehyɛe a edi mu a wubetumi de tua foforo aka ho.

Fie bo a wubetumi atua

Bu fie bo a wubetumi atua fi sika a wonya, bosea, ahyɛase sika ne fie ka mu.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Simulate multiple debts using the snowball repayment strategy, with a fixed total payment budget.

Debt Avalanche

Simulate multiple debts using the avalanche repayment strategy, with a fixed total payment budget.

APR

Estimate annual percentage rate from monthly loan cash flows and upfront or financed fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Solve the nominal annual loan rate from principal, monthly payment and term.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare renting and buying over multiple years using home equity, transaction costs and invested cash-flow differences.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

Mfaso Margin

Dan revenue ne ka kɔ mfaso, margin ne ka ratio ntɛm ara.

Investment so mfaso

Susuw mfaso, mfaso ɔha mu nkyekyɛmu ne afe afe result a investment nya.

Break-even

Hu adetɔn dodow ne sika a wohia de kata ka a ɛnsesa ne ka a ɛsesa so.

Markup

Fa adetɔn bo, mfaso, markup ne margin toto ho a womfrafra.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

Tip ne ka krataa kyɛ

Bu tip na kyɛ ka krataa awiei a worenhyia pon so akontaabu den.

Nna ntam nsonsonoe

Kan bere pɛpɛɛpɛ a ɛda kalenda nna abien ntam.

Discount

Hu adetɔn bo, sika a wokora ne sika nyinaa bere a tow aba so wɔ simma kakraa bi mu.

Age

Bu mfe pɛpɛɛpɛ wɔ mfe, asram ne nna mu wɔ kalenda nna abien ntam.

Adetɔn Tow

Bu adetɔn tow, bo a tow ka ho na san yi bo a tow ka ho mu.

Fie ne adansi

Paint

Bu afasu area, paint gallons ne adetɔ dodow a mfaso wɔ so.

Concrete

Bu concrete volume a waste allowance a mfaso wɔ so ka ho wɔ US anaa metric units mu.

Flooring

Bu fam area, material a waste ka ho ne material ka a efi mu ba.

Health

BMI

Bu BMI na hwɛ mpanyimfo gyinapɛn range.

Calories a wohia

Bu da biara calories fi mfe, ɔbarima/ɔbea, tenten, mu duru, apɔw-mu-teɛteɛ ne mu duru botae mu.

Nipadua srade

Bu nipadua srade ɔha mu nkyekyɛmu de U.S. Navy ntwemu kwan di dwuma.

Math

Percentage

Yi ɔha mu nkyekyɛmu asɛmmisa a ɛtaa ba no ano wɔ anammɔn biako mu.

Unit Nsakyerae

Sesa tenten, mu duru, volume ne ɔhyew units a wɔtaa de di dwuma ntɛm ara.

Graphing

Plot up to three functions, inspect their domain and estimate visible roots without sending formulas to a server.

Equation Solver

Solve linear and quadratic equations, including repeated, complex, identity and no-solution cases.

Calculator Builder

Create and share a private calculator from a formula using variables a, b and c.