Amortization akontaabu afiri

Amortization akontaabu afiri

Yɛ bosea amortization nhyehyɛe a edi mu a wubetumi de tua foforo aka ho.

TE MMUAE NO ASE

Ɔkwan bɛn so na wobu eyi?

Ɔsram biara mfɛntom yɛ sika a na ɛwɔ hɔ mfiase a wɔde ɔsram rate abɔ ho. Tua no nkae ne sika foforo biara tew principal so.

Rate a ɛnsesa amortizationTua = P × [r(1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1]

Nhwɛso a mfaso wɔ so

Bosea $300,000 wɔ 6.5% so mfe 30 hwehwɛ bɛyɛ $1,896 ɔsram biara ansa na tow, ahobammɔ ne ka afoforo aba so.

Nsusuwii, nea nea afi mu aba kyerɛ ne mfomso a ɛtaa ba

Akontaabu nsusuwii

  • Mfɛntom rate ne tua a wɔhwehwɛ no nsesa.
  • Tua ba ɔsram biara fi da a woapaw no.
  • Wɔde tua foforo no ka principal ho ɔsram biara a ka anaa asotwe nni mu.

Sɛnea wobɛte nea afi mu aba no ase

  • Tua a wɔhwehwɛ no mfa tow, insurance ne bosea ka nka ho.
  • Tua a edi kan kura mfɛntom pii efisɛ sika a aka no sõ.
  • Afe ne ɔsram tables no kyerɛ sɛnea principal ntewmu yɛ ntɛm wɔ bere mu.

Mfomso a ɛtaa ba a ɛsɛ sɛ wokwati

  • Sɛ wubu tua no sɛ fie bosea ne fie ka nyinaa.
  • Sɛ wususuw sɛ ɔdefɛmfo de sika foforo no bɛka principal ho ankasa.
  • Sɛ wode bosea toto ho a womfa points, closing costs ne ka afoforo nka ho.