Fie bosea tua awiei akontaabu afiri

Fie bosea tua awiei akontaabu afiri

Hwɛ sɛnea ɔsram tua foforo betumi atew fie bosea bere ne mfɛntom so.

TE MMUAE NO ASE

Ɔkwan bɛn so na wobu eyi?

Wobu principal ne mfɛntom tua a ɛtaa ba no fi balance ne bere a aka mu. Wɔde sika foforo no ka tua biara ho na de ka principal ho.

Fomula a wɔde tua bosea ntɛmBere foforo = −ln(1 − rP ÷ tua) ÷ ln(1 + r)

Nhwɛso a mfaso wɔ so

Sɛ wode $250 ka fie bosea $280,000 ho ɔsram biara a, ebetumi atew mfe afi tua bere no mu na akora mfɛntom pii.

Nsusuwii, nea nea afi mu aba kyerɛ ne mfomso a ɛtaa ba

Akontaabu nsusuwii

  • Rate a ɛwɔ hɔ mprempren no nsesa.
  • Wotua sika foforo no ɔsram biara na wɔde ka principal ho.
  • Ntɛm tua asotwe anaa recast ka nka ho.

Sɛnea wobɛte nea afi mu aba no ase

  • Tua awiei bere foforo no bu bere a sika a aka bedu hwee.
  • Mfɛntom a wokora no de nhyehyɛe a wɔama ayɛ ntɛm toto nhyehyɛe dedaw a aka ho.
  • Tua awiei no betumi asua sen ɔsram tua a ɛtaa ba.

Mfomso a ɛtaa ba a ɛsɛ sɛ wokwati

  • Sɛ woma sika foforo a wonkyerɛ sɛ wɔmfa nka principal nkutoo ho.
  • Sɛ wode ntɛm-hia sika nyinaa tua bosea a ne mfɛntom sua ntɛm.
  • Sɛ wubu w’ani gu ɔdefɛmfo asotwe wɔ ntɛm tua anaa payment-processing mmara so.