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100 TOOLS

카테고리별 보기

Finance

Mortgage

전체 월 주거 납부액을 추정하고 비용이 어디에 사용되는지 확인하세요.

복리

정기 납입과 복리 수익으로 저축액이 어떻게 늘어나는지 예측하세요.

대출 상환액

고정 대출 납부액, 총이자 및 총 상환 비용을 추정하세요.

자동차 대출

세금, 계약금 및 보상 판매액을 반영한 자동차 대출 금액을 추정하세요.

주택담보대출 조기상환

월 추가 상환으로 주택담보대출 기간과 이자를 얼마나 줄일 수 있는지 확인하세요.

저축 성장

연간 수익률(APY), 정기 예금액 및 기간을 사용해 저축 잔액을 예측하세요.

Retirement

은퇴 잔액과 계획용 연간 인출액을 추정하세요.

Salary

시간당 급여를 주간, 월간 및 연간 총급여와 예상 순소득으로 변환하세요.

투자 성장

초기 잔액, 월 납입금 및 수익률로 투자 성장을 예측하세요.

Inflation

미래 가격과 시간에 따른 화폐 구매력의 변화를 추정하세요.

Amortization

선택적 추가 납부를 포함한 전체 대출 상환 일정을 만드세요.

주택 구매 가능 금액

소득, 부채, 계약금 및 주거비를 기준으로 감당 가능한 주택 가격을 추정하세요.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Estimate payoff time when extra cash is focused on the smallest debt first.

Debt Avalanche

Estimate payoff time while prioritizing the highest-interest debt first.

APR

Estimate annual percentage rate from interest and upfront borrowing fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Find a simple annual interest rate from principal, interest and time.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare an annualized rent cost with an estimated ownership cost including monthly housing cost and home-value appreciation.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

이익률

매출과 비용으로 이익, 이익률 및 비용 비율을 즉시 계산하세요.

투자수익률

투자의 이익, 수익률 및 연환산 결과를 계산하세요.

Break-even

고정비와 변동비를 충당하는 데 필요한 판매량과 매출을 계산하세요.

Markup

판매가, 이익, 마크업 및 이익률을 혼동하지 말고 비교하세요.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

팁 및 계산서 나누기

자리에서 복잡하게 계산하지 않고 팁을 계산하고 최종 청구액을 나누세요.

날짜 차이

두 달력 날짜 사이의 정확한 시간을 계산합니다.

Discount

할인가, 절약액 및 세후 합계를 몇 초 만에 확인하세요.

Age

두 달력 날짜 사이의 정확한 나이를 연, 월, 일로 계산하세요.

판매세

판매세, 세후 가격을 계산하고 세금 포함 총액에서 세전 금액을 역산하세요.

주택 및 건축

주택 및 건축

Paint

벽면적, 페인트 갤런 수 및 실용적인 구매량을 추정하세요.

주택 및 건축

Concrete

미국식 또는 미터법 단위로 실용적인 여유분을 포함한 콘크리트 부피를 추정하세요.

주택 및 건축

Flooring

바닥 면적, 여유분을 포함한 자재량 및 자재 비용을 추정하세요.

Health

BMI

체질량지수를 추정하고 성인 표준 선별 범위를 확인하세요.

필요 칼로리

나이, 성별, 키, 체중, 활동량 및 체중 목표를 기준으로 일일 칼로리를 추정하세요.

체지방

미 해군 둘레 측정 방식으로 체지방률을 추정하세요.

Math

Percentage

가장 흔한 백분율 문제를 한 단계로 해결하세요.

단위 변환

일반적인 길이, 무게, 부피 및 온도 단위를 즉시 변환하세요.