ລາຍຊື່ເຄື່ອງຄິດໄລ່

ເຄື່ອງຄິດໄລ່ທັງໝົດ

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ລາຍການຄັດເລືອກຂອງທ່ານ

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100 TOOLS

ເບິ່ງຕາມໝວດໝູ່

Finance

Mortgage

ຄາດຄະເນຄ່າເຮືອນລາຍເດືອນທັງໝົດແລະເບິ່ງວ່າເງິນໄປໃສ.

ດອກເບ້ຍທົບຕົ້ນ

ຄາດຄະເນວ່າເງິນອອມສາມາດເຕີບໂຕໄດ້ແນວໃດດ້ວຍການສົມທົບປະຈຳແລະຜົນຕອບແທນທົບຕົ້ນ.

ງວດເງິນກູ້

ຄາດຄະເນງວດເງິນກູ້ຄົງທີ່, ດອກເບ້ຍລວມ ແລະຕົ້ນທຶນຊຳລະລວມ.

ສິນເຊື່ອລົດ

ຄາດຄະເນການເງິນລົດຫຼັງພາສີ, ເງິນດາວ ແລະມູນຄ່າລົດເກົ່າ.

ການຊຳລະສິນເຊື່ອບ້ານໝົດ

ເບິ່ງວ່າການຈ່າຍເພີ່ມລາຍເດືອນສາມາດຫຍໍ້ໄລຍະຈຳນອງແລະຫຼຸດດອກເບ້ຍໄດ້ແນວໃດ.

ການເຕີບໂຕຂອງເງິນອອມ

ຄາດຄະເນຍອດເງິນອອມໂດຍໃຊ້ APY, ເງິນຝາກປະຈຳ ແລະໄລຍະເວລາ.

Retirement

ຄາດຄະເນຍອດກະສຽນແລະຈຳນວນຖອນລາຍປີລະດັບວາງແຜນ.

Salary

ແປງຄ່າຈ້າງຕໍ່ຊົ່ວໂມງເປັນລາຍໄດ້ລວມລາຍອາທິດ, ລາຍເດືອນ ແລະລາຍປີ ພ້ອມລາຍໄດ້ສຸດທິຄາດຄະເນ.

ການເຕີບໂຕຂອງການລົງທຶນ

ຄາດຄະເນການເຕີບໂຕຂອງການລົງທຶນຈາກຍອດເລີ່ມຕົ້ນ, ເງິນສົມທົບລາຍເດືອນ ແລະຜົນຕອບແທນ.

Inflation

ຄາດຄະເນລາຄາໃນອະນາຄົດແລະກຳລັງຊື້ຂອງເງິນທີ່ປ່ຽນແປງຕາມເວລາ.

Amortization

ສ້າງຕາຕະລາງຜ່ອນຊຳລະເງິນກູ້ຄົບຖ້ວນ ພ້ອມທາງເລືອກຈ່າຍເພີ່ມ.

ຄວາມສາມາດຊື້ເຮືອນ

ຄາດຄະເນລາຄາເຮືອນທີ່ຮັບໄດ້ຈາກລາຍໄດ້, ໜີ້, ເງິນດາວ ແລະຄ່າເຮືອນ.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Estimate payoff time when extra cash is focused on the smallest debt first.

Debt Avalanche

Estimate payoff time while prioritizing the highest-interest debt first.

APR

Estimate annual percentage rate from interest and upfront borrowing fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Find a simple annual interest rate from principal, interest and time.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare an annualized rent cost with an estimated ownership cost including monthly housing cost and home-value appreciation.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

ອັດຕາກຳໄລ

ປ່ຽນລາຍຮັບແລະຕົ້ນທຶນເປັນກຳໄລ, ອັດຕາກຳໄລ ແລະອັດຕາສ່ວນຕົ້ນທຶນທັນທີ.

ຜົນຕອບແທນຈາກການລົງທຶນ

ວັດກຳໄລ, ເປີເຊັນຜົນຕອບແທນ ແລະຜົນສະເລ່ຍຕໍ່ປີຂອງການລົງທຶນ.

Break-even

ຊອກຫາປະລິມານຂາຍແລະລາຍຮັບທີ່ຕ້ອງການເພື່ອຄຸ້ມຕົ້ນທຶນຄົງທີ່ແລະປ່ຽນແປງ.

Markup

ປຽບທຽບລາຄາຂາຍ, ກຳໄລ, ອັດຕາບວກລາຄາ ແລະອັດຕາກຳໄລໂດຍບໍ່ປົນກັນ.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

ຄ່າທິບ ແລະແບ່ງໃບບິນ

ຄິດໄລ່ຄ່າທິບແລະແບ່ງໃບບິນສຸດທ້າຍໂດຍບໍ່ຕ້ອງຄິດເລກທີ່ຍຸ່ງຍາກເທິງໂຕະ.

ຄວາມແຕກຕ່າງຂອງວັນທີ

ນັບເວລາທີ່ແນ່ນອນລະຫວ່າງສອງວັນທີປະຕິທິນ.

Discount

ຊອກຫາລາຄາຫຼັງຫຼຸດ, ຈຳນວນປະຢັດ ແລະຍອດຫຼັງພາສີໃນບໍ່ກີ່ວິນາທີ.

Age

ຄິດໄລ່ອາຍຸທີ່ແນ່ນອນເປັນປີ, ເດືອນ ແລະວັນ ລະຫວ່າງສອງວັນທີປະຕິທິນ.

ພາສີການຂາຍ

ຄິດໄລ່ພາສີການຂາຍ, ລາຄາຫຼັງພາສີ ແລະຄຳນວນຍ້ອນກັບຈາກຍອດລວມພາສີ.

ເຮືອນແລະການກໍ່ສ້າງ

ເຮືອນແລະການກໍ່ສ້າງ

Paint

ຄາດຄະເນພື້ນທີ່ຝາ, ຈຳນວນແກລອນສີ ແລະຈຳນວນຊື້ທີ່ເໝາະສົມ.

ເຮືອນແລະການກໍ່ສ້າງ

Concrete

ຄາດຄະເນປະລິມານຄອນກຣີດພ້ອມສ່ວນສຳຮອງສຳລັບການສູນເສຍ ໃນໜ່ວຍສະຫະລັດ ຫຼືເມຕຣິກ.

ເຮືອນແລະການກໍ່ສ້າງ

Flooring

ຄາດຄະເນພື້ນທີ່ພື້ນ, ວັດສະດຸລວມສ່ວນເສຍ ແລະຕົ້ນທຶນວັດສະດຸ.

Health

BMI

ຄາດຄະເນດັດຊະນີມວນກາຍແລະເບິ່ງຊ່ວງຄັດກອງມາດຕະຖານຜູ້ໃຫຍ່.

ຄວາມຕ້ອງການແຄລໍຣີ

ຄາດຄະເນແຄລໍຣີລາຍວັນຈາກອາຍຸ, ເພດ, ຄວາມສູງ, ນ້ຳໜັກ, ກິດຈະກຳ ແລະເປົ້າໝາຍນ້ຳໜັກ.

ໄຂມັນຮ່າງກາຍ

ຄາດຄະເນເປີເຊັນໄຂມັນຮ່າງກາຍດ້ວຍວິທີວັດຮອບຂອງກອງທັບເຮືອສະຫະລັດ.

Math

Percentage

ແກ້ຄຳຖາມເປີເຊັນທີ່ພົບເລື້ອຍທີ່ສຸດໃນຂັ້ນຕອນດຽວ.

ການແປງໜ່ວຍ

ແປງໜ່ວຍຄວາມຍາວ, ນ້ຳໜັກ, ປະລິມານ ແລະອຸນຫະພູມທີ່ໃຊ້ທົ່ວໄປທັນທີ.