LISITRY NY KAJY

Kajy rehetra

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TOHIZO EO AMIN'IZAY NIJANONANAO

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100 TOOLS

Zahao araka ny sokajy

Finance

Mortgage

Tombano ny fandoavam-bola feno isam-bolana amin'ny tranonao ary zahao ny fizaran'ny vola.

Zanabola mitambatra

Vinavinao ny fitomboan'ny tahiry amin'ny fandraisana anjara miverimberina sy tombom-barotra mitambatra.

Fandoavam-bola amin'ny trosa

Tombano ny fandoavam-bola raikitra, ny zanabola manontolo ary ny totalin'ny famerenam-bola.

Trosa fiara

Tombano ny famatsiam-bola fiara aorian'ny hetra, vola aloa mialoha ary sandan'ny fanakalozana.

Famaranana trosa trano

Zahao ny fomba ahafahan'ny fandoavam-bola fanampiny isam-bolana manafohy ny trosa trano sy mampihena zanabola.

Fitomboan'ny tahiry

Vinavinao ny ambim-bolan'ny tahiry amin'ny APY, petra-bola tsy tapaka ary fotoana.

Retirement

Tombano ny ambim-bolan'ny fisotroan-dronono sy ny vola azo alaina isan-taona ho an'ny drafitra.

Salary

Ovay ny karama isan'ora ho karama faobe isan-kerinandro, isam-bolana ary isan-taona, ary vola miditra madio tombanana.

Fitomboan'ny fampiasam-bola

Vinavinao ny fitomboan'ny fampiasam-bola avy amin'ny ambim-bola voalohany, fandraisana anjara isam-bolana ary tombom-barotra.

Inflation

Tombano ny vidiny amin'ny hoavy sy ny fiovan'ny fahefa-mividin'ny vola rehefa mandeha ny fotoana.

Amortization

Mamoròna fandaharam-pihenan-trosa feno miaraka amin'ny fandoavam-bola fanampiny azo isafidianana.

Fahafahana mividy trano

Tombano avy amin'ny vola miditra, trosa, vola aloa mialoha ary fandaniana trano ny vidin-trano takatry ny vola.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Estimate payoff time when extra cash is focused on the smallest debt first.

Debt Avalanche

Estimate payoff time while prioritizing the highest-interest debt first.

APR

Estimate annual percentage rate from interest and upfront borrowing fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Find a simple annual interest rate from principal, interest and time.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare an annualized rent cost with an estimated ownership cost including monthly housing cost and home-value appreciation.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

Sisim-pitombony

Avadiho avy hatrany ho tombony, sisim-pitombony ary tahan'ny sarany ny vola miditra sy sarany.

Tombom-barotra amin'ny fampiasam-bola

Refeso ny tombony, isan-jaton'ny tombom-barotra ary valiny voaisa isan-taona amin'ny fampiasam-bola.

Break-even

Tadiavo ny habetsahan'ny varotra sy vola miditra ilaina hanaronana ny sarany raikitra sy miovaova.

Markup

Ampitahao ny vidin'ny fivarotana, tombony, fanampim-bidy ary sisim-pitombony nefa aza afangaro.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

Tambiny sy fizarana faktiora

Kajio ny tambiny ary zarao ny faktiora farany tsy misy kajy sarotra eo ambony latabatra.

Elanelan'ny daty

Isao ny fotoana marina eo anelanelan'ny daty roa.

Discount

Tadiavo ao anatin'ny segondra ny vidin'ny varotra, tahiry ary totaliny aorian'ny hetra.

Age

Kajio ny taona marina amin'ny taona, volana ary andro eo anelanelan'ny daty roa.

Hetra amin'ny varotra

Kajio ny hetra amin'ny varotra, ny vidiny aorian'ny hetra ary tadiavo miverina ny vola alohan'ny hetra avy amin'ny totaliny misy hetra.

Trano sy fanorenana

Trano sy fanorenana

Paint

Tombano ny velaran'ny rindrina, ny galona loko ary ny habetsahana mety hovidiana.

Trano sy fanorenana

Concrete

Tombano ny habetsahan'ny beton miaraka amin'ny taham-pako azo ampiharina amin'ny singa amerikana na metrika.

Trano sy fanorenana

Flooring

Tombano ny velaran'ny gorodona, ny fitaovana misy fako ary ny saram-pitaovana vokatr'izany.

Health

BMI

Tombano ny fanondro lanjan'ny vatana ary zahao ny elanelana fitiliana mahazatra ho an'ny olon-dehibe.

Filàna kaloria

Tombano avy amin'ny taona, lahy na vavy, haavo, lanja, asa ara-batana ary tanjona lanja ny kaloria isan'andro.

Tavin'ny vatana

Tombano ny isan-jaton'ny tavin'ny vatana amin'ny fomba fandrefesana manodidina an'ny U.S. Navy.

Math

Percentage

Vahao amin'ny dingana iray ny fanontaniana isan-jato mahazatra indrindra.

Fanovana singa

Ovay avy hatrany ireo singa mahazatra amin'ny halavana, lanja, habetsahana ary maripana.