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100 TOOLS

Layari mengikut kategori

Finance

Mortgage

Anggar bayaran rumah bulanan penuh anda dan lihat ke mana wang dibelanjakan.

Faedah Kompaun

Unjur bagaimana simpanan boleh berkembang dengan caruman berulang dan pulangan kompaun.

Bayaran Pinjaman

Anggar bayaran pinjaman tetap, jumlah faedah dan jumlah kos bayaran balik.

Pinjaman Kenderaan

Anggar pembiayaan kereta selepas cukai, bayaran pendahuluan dan nilai tukar beli.

Penyelesaian Gadai Janji

Lihat cara bayaran bulanan tambahan dapat memendekkan gadai janji dan mengurangkan faedah.

Pertumbuhan Simpanan

Unjur baki simpanan menggunakan APY, deposit tetap dan masa.

Retirement

Anggar baki persaraan dan pengeluaran tahunan peringkat perancangan.

Salary

Tukar gaji sejam kepada pendapatan kasar mingguan, bulanan dan tahunan serta anggaran pendapatan bersih.

Pertumbuhan Pelaburan

Unjur pertumbuhan pelaburan daripada baki awal, caruman bulanan dan pulangan.

Inflation

Anggar harga masa hadapan dan perubahan kuasa beli wang dari semasa ke semasa.

Amortization

Bina jadual pelunasan pinjaman lengkap dengan bayaran tambahan pilihan.

Kemampuan Membeli Rumah

Anggar harga rumah mampu milik daripada pendapatan, hutang, bayaran pendahuluan dan kos perumahan.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Estimate payoff time when extra cash is focused on the smallest debt first.

Debt Avalanche

Estimate payoff time while prioritizing the highest-interest debt first.

APR

Estimate annual percentage rate from interest and upfront borrowing fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Find a simple annual interest rate from principal, interest and time.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare an annualized rent cost with an estimated ownership cost including monthly housing cost and home-value appreciation.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

Margin Keuntungan

Tukar hasil dan kos kepada untung, margin dan nisbah kos serta-merta.

Pulangan Pelaburan

Ukur keuntungan, peratus pulangan dan hasil tahunan setara sesuatu pelaburan.

Break-even

Cari jumlah jualan dan hasil yang diperlukan untuk menampung kos tetap dan berubah.

Markup

Bandingkan harga jualan, untung, tokokan dan margin tanpa mencampuradukkannya.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

Tip & Bahagi Bil

Kira tip dan bahagi bil akhir tanpa pengiraan meja yang rumit.

Perbezaan Tarikh

Kira masa tepat antara dua tarikh kalendar.

Discount

Cari harga jualan, penjimatan dan jumlah selepas cukai dalam beberapa saat.

Age

Kira umur tepat dalam tahun, bulan dan hari antara dua tarikh kalendar.

Cukai Jualan

Kira cukai jualan, harga selepas cukai dan songsangkan jumlah termasuk cukai.

Rumah & Binaan

Paint

Anggar keluasan dinding, gelen cat dan jumlah pembelian yang praktikal.

Concrete

Anggar isipadu konkrit dengan elaun pembaziran praktikal dalam unit AS atau metrik.

Flooring

Anggar keluasan lantai, bahan termasuk pembaziran dan kos bahan yang terhasil.

Health

BMI

Anggar indeks jisim badan dan lihat julat saringan standard dewasa.

Keperluan Kalori

Anggar kalori harian daripada umur, jantina, tinggi, berat, aktiviti dan matlamat berat.

Lemak Badan

Anggar peratus lemak badan dengan kaedah lilitan Tentera Laut AS.

Math

Percentage

Selesaikan soalan peratusan paling lazim dalam satu langkah.

Penukaran Unit

Tukar unit panjang, berat, isipadu dan suhu yang lazim dengan serta-merta.