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100 TOOLS

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Finance

Mortgage

Anslå hele den månedlige boligbetalingen og se hvor pengene går.

Rentes rente

Beregn hvordan sparing kan vokse med gjentakende innskudd og sammensatt avkastning.

Lånebetaling

Anslå en fast lånebetaling, samlet rente og samlet tilbakebetalingskostnad.

Billån

Anslå bilfinansiering etter avgift, egenkapital og innbytteverdi.

Nedbetaling av boliglån

Se hvordan ekstra månedsbetalinger kan forkorte et boliglån og redusere renter.

Sparevekst

Beregn en fremtidig sparesaldo med APY, faste innskudd og tid.

Retirement

Anslå pensjonssaldo og et årlig uttak for planleggingsformål.

Salary

Konverter timelønn til ukentlig, månedlig og årlig bruttoinntekt og anslått nettoinntekt.

Investeringsvekst

Beregn investeringsvekst fra startsaldo, månedlige innskudd og avkastning.

Inflation

Anslå en fremtidig pris og hvordan pengenes kjøpekraft endres over tid.

Amortization

Lag en fullstendig amortiseringsplan for lån med valgfrie ekstra innbetalinger.

Hvor dyr bolig har du råd til

Anslå en overkommelig boligpris ut fra inntekt, gjeld, egenkapital og boutgifter.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Estimate payoff time when extra cash is focused on the smallest debt first.

Debt Avalanche

Estimate payoff time while prioritizing the highest-interest debt first.

APR

Estimate annual percentage rate from interest and upfront borrowing fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Find a simple annual interest rate from principal, interest and time.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare an annualized rent cost with an estimated ownership cost including monthly housing cost and home-value appreciation.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

Fortjenestemargin

Gjør inntekt og kostnader om til fortjeneste, margin og kostnadsandel umiddelbart.

Investeringsavkastning

Mål gevinst, avkastningsprosent og annualisert resultat for en investering.

Break-even

Finn salgsvolumet og inntekten som trengs for å dekke faste og variable kostnader.

Markup

Sammenlign salgspris, fortjeneste, påslag og margin uten å blande dem sammen.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

Tips og del regningen

Beregn tips og del sluttregningen uten tungvint hoderegning ved bordet.

Datoforskjell

Tell den nøyaktige tiden mellom to kalenderdatoer.

Discount

Finn salgspris, besparelse og total etter avgift på sekunder.

Age

Beregn nøyaktig alder i år, måneder og dager mellom to kalenderdatoer.

Salgsavgift

Beregn salgsavgift, pris etter avgift og finn beløpet før avgift fra en total inkludert avgift.

Hjem og bygg

Paint

Anslå veggareal, antall gallon maling og en praktisk kjøpsmengde.

Concrete

Anslå betongvolum med en praktisk svinnmargin i amerikanske eller metriske enheter.

Flooring

Anslå gulvareal, materialmengde med svinn og tilhørende materialkostnad.

Health

BMI

Anslå kroppsmasseindeks og se standard screeningsområde for voksne.

Kaloribehov

Anslå daglige kalorier fra alder, kjønn, høyde, vekt, aktivitet og vektmål.

Kroppsfett

Anslå kroppsfettprosent med den amerikanske marinens omkretsmetode.

Math

Percentage

Løs det vanligste prosentproblemet i ett trinn.

Enhetskonvertering

Konverter vanlige enheter for lengde, vekt, volum og temperatur umiddelbart.