DIRECTOR DE CALCULATOARE

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103 TOOLS

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Finance

Mortgage

Estimează plata lunară totală a locuinței și vezi unde se duc banii.

Dobândă compusă

Proiectează cum pot crește economiile cu contribuții recurente și randamente compuse.

Rata creditului

Estimate a fixed loan payment and compare two rate-and-term scenarios side by side.

Credit auto

Estimează finanțarea mașinii după taxă, avans și valoarea vehiculului la schimb.

Rambursarea creditului ipotecar

Vezi cum plățile lunare suplimentare pot scurta creditul ipotecar și reduce dobânda.

Creșterea economiilor

Proiectează soldul economiilor folosind APY, depuneri regulate și timp.

Retirement

Estimează soldul la pensionare și o retragere anuală orientativă.

Salary

Convert hourly, daily, weekly, biweekly, semimonthly, monthly or annual pay into comparable gross amounts.

Creșterea investiției

Proiectează creșterea investiției din soldul inițial, contribuții lunare și randament.

Inflation

Estimează un preț viitor și modificarea puterii de cumpărare a banilor în timp.

Amortization

Creează un grafic complet de amortizare a creditului, cu plăți suplimentare opționale.

Accesibilitatea locuinței

Estimează un preț accesibil al locuinței din venituri, datorii, avans și costurile locuinței.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Simulate multiple debts using the snowball repayment strategy, with a fixed total payment budget.

Debt Avalanche

Simulate multiple debts using the avalanche repayment strategy, with a fixed total payment budget.

APR

Estimate annual percentage rate from monthly loan cash flows and upfront or financed fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Solve the nominal annual loan rate from principal, monthly payment and term.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare renting and buying over multiple years using home equity, transaction costs and invested cash-flow differences.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

Marjă de profit

Transformă instantaneu veniturile și costurile în profit, marjă și raport al costurilor.

Randamentul investiției

Măsoară câștigul, procentul randamentului și rezultatul anualizat al unei investiții.

Break-even

Găsește volumul vânzărilor și venitul necesare pentru a acoperi costurile fixe și variabile.

Markup

Compară prețul de vânzare, profitul, adaosul și marja fără a le confunda.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

Bacșiș și împărțirea notei

Calculează bacșișul și împarte nota finală fără calcule incomode la masă.

Diferență între date

Calculează timpul exact dintre două date calendaristice.

Discount

Găsește în câteva secunde prețul redus, economiile și totalul după taxă.

Age

Calculează vârsta exactă în ani, luni și zile între două date calendaristice.

Taxă pe vânzări

Calculează taxa pe vânzări, prețul după taxă și determină suma înainte de taxă dintr-un total cu taxă inclusă.

Casă și construcții

Casă și construcții

Paint

Estimează suprafața pereților, galoanele de vopsea și o cantitate practică de cumpărat.

Casă și construcții

Concrete

Estimează volumul de beton cu o rezervă practică pentru pierderi, în unități americane sau metrice.

Casă și construcții

Flooring

Estimează suprafața podelei, materialul cu pierderi și costul rezultat al materialului.

Health

BMI

Estimează indicele de masă corporală și consultă intervalul standard de screening pentru adulți.

Necesar caloric

Estimează caloriile zilnice din vârstă, sex, înălțime, greutate, activitate și obiectivul de greutate.

Grăsime corporală

Estimează procentul de grăsime corporală prin metoda circumferințelor a Marinei SUA.

Math

Percentage

Rezolvă cea mai frecventă întrebare procentuală într-un singur pas.

Conversie de unități

Convertește instantaneu unități uzuale de lungime, greutate, volum și temperatură.

Graphing

Plot up to three functions, inspect their domain and estimate visible roots without sending formulas to a server.

Equation Solver

Solve linear and quadratic equations, including repeated, complex, identity and no-solution cases.

Calculator Builder

Create and share a private calculator from a formula using variables a, b and c.