Fuafua lau totogi atoa faalemasina o le fale ma vaai po o fea e alu i ai tupe.
MALAMALAMA I LE TALI
E faapefea ona fuafua lenei mea?
O le P o le tupe autu o le nonogatupe, r o le fua o tului i le vaitaimi o totogi, ma n o le numera atoa o totogi. E faaliliu lafoga, inisiua, PMI, HOA ma isi tau i le taimi o totogi ua filifilia ma faaopoopo pe a uma le tupe autu ma le tului.
Fua o mokesi e totogi tumauM = P × [r(1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1]
O se faataitaiga aoga
O se fale e $400,000 ma le tupe muamua e $80,000 e maua ai se nonogatupe e $320,000. I le 6.25% mo le 30 tausaga, e tusa ma le $1,970 i le masina le tupe autu ma le tului a o lei faaopoopo lafoga ma inisiua.
Manatu faavae, faamatalaina ma mea sese masani
Manatu faavae o le fuafuaga
The interest rate stays fixed. Estimated PMI stops at 80% of original home value; lender rules can differ.
Extra payments reduce principal; entries beyond payoff are ignored and the final payment is capped.
Property tax, insurance, HOA and other costs grow annually at the entered rates and continue through the selected term even after early payoff.
Auala e faamatala ai le taunuuga
O le taunuuga autu o le totogi atoa ua fuafuaina o le fale i le taimi faalemasina po o ta'i lua vaiaso ua filifilia.
O le tului atoa e aofia na o totogi o le tupe autu ma le tului, ae lē o lafoga, inisiua, HOA po o le PMI.
Faaaoga le faatusatusaga o tulaga e iloilo ai le fetuunaiga i le va o le totogi masani ma le tului atoa o le olaga.
Mea sese masani e aloese ai
Tusia se lafoga po o se inisiua faaletausaga o se aofaiga faalemasina.
Faatusatusa fua faatatau e aunoa ma le faatusatusaina o le vaitaimi lava e tasi, points ma pili a le tagata nonō tupe.
Manatu e mou otometi le PMI e aunoa ma le siakiina o tulafono a le tagata nonō tupe.