Calculator yeAmortization

Calculator yeAmortization

Gadzira chirongwa chakazara cheamortization yechikwereti chine mubhadharo wekuwedzera unosarudzwa.

NZWISISA MHINDURO

Izvi zvinoverengwa sei?

Mubereko wemwedzi wega wega wakaenzana nebalance yekutanga yakapetwa nemwero wepamwedzi. Chasara pamubhadharo wakarongwa pamwe nemari yekuwedzera zvinoderedza mari huru.

Amortization yemwero wakatarwaMubhadharo = P × [r(1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1]

Muenzaniso unoshanda

Chikwereti che$300,000 pa6.5% kwemakore 30 chinoda anenge $1,896 pamwedzi mitero, inishuwarenzi nemari dzebasa zvisati zvawedzerwa.

Fungidziro, dudziro uye zvikanganiso zvakajairika

Fungidziro dzekuverenga

  • Mwero wemubereko nemubhadharo unodiwa zvinoramba zvakatarwa.
  • Mubhadharo unoitika pamwedzi uchitanga pazuva rakasarudzwa.
  • Mubhadharo wekuwedzera unoshandiswa pamari huru mwedzi wega wega pasina mari dzebasa kana zvirango.

Kududzira mhedzisiro

  • Mubhadharo unodiwa haubatanidzi mitero, inishuwarenzi nemari dzechikwereti.
  • Mubhadharo wekutanga une mubereko wakawanda nekuti balance yakakura.
  • Matafura epagore neemwedzi anoratidza kuti kuderedzwa kwemari huru kunokurumidza sei nekufamba kwenguva.

Zvikanganiso zvakajairika zvekudzivisa

  • Kuona mubhadharo semari yose yeimba yemortgage.
  • Kufungidzira kuti mukweretesi anoshandisa mari yekuwedzera pamari huru otomatiki.
  • Kuenzanisa zvikwereti pasina kusanganisira points, mari dzekuvhara nedzimwe mari dzebasa.