Calculator yeKupedza Kubhadhara Mortgage

Calculator yeKupedza Kubhadhara Mortgage

Ona kuti mubhadharo wekuwedzera wemwedzi ungapfupisa sei mortgage uye kuderedza mubereko.

NZWISISA MHINDURO

Izvi zvinoverengwa sei?

Mubhadharo wenguva dzose wemari huru nemubereko unoverengwa kubva pamari yasara nenguva yasara. Mari yekuwedzera inowedzerwa pamubhadharo wega wega yoiswa pamari huru.

Formula yekukurumidza kupedza kubhadharaNguva itsva = −ln(1 − rP ÷ mubhadharo) ÷ ln(1 + r)

Muenzaniso unoshanda

Kuwedzera $250 mwedzi wega wega pamortgage ye$280,000 kunogona kubvisa makore pachirongwa chekubhadhara uye kuchengetedza mubereko wakakura.

Fungidziro, dudziro uye zvikanganiso zvakajairika

Fungidziro dzekuverenga

  • Mwero wazvino unoramba wakatarwa.
  • Mari yekuwedzera inobhadharwa mwedzi wega wega uye inoshandiswa pamari huru.
  • Hapana chirango chekukurumidza kubhadhara kana mari yerecast inosanganisirwa.

Kududzira mhedzisiro

  • Nguva itsva yekupedza kubhadhara inofungidzira kuti balance yasara inosvika rini pazero.
  • Mubereko wakachengetedzwa unofananidza chirongwa chakakurumidzwa nechirongwa chekutanga chasara.
  • Mubhadharo wekupedzisira unogona kuva mudiki pane mari yenguva dzose yemwedzi.

Zvikanganiso zvakajairika zvekudzivisa

  • Kutumira mari yekuwedzera pasina kutaura kuti ishandiswe pamari huru chete.
  • Kupedza mari yechimbichimbi kuti ukurumidze chikwereti chine mubereko wakaderera.
  • Kusafunga nezvechirango chemukweretesi chekukurumidza kubhadhara kana mutemo wekugadzirisa mubhadharo.