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100 TOOLS

Аз рӯйи гурӯҳ бинед

Finance

Mortgage

Пардохти пурраи моҳонаи манзилро ҳисоб кунед ва бубинед маблағ ба куҷо меравад.

Фоизи Мураккаб

Пешбинӣ кунед, ки пасандоз бо саҳмгузориҳои такрорӣ ва боздеҳи мураккаб чӣ гуна афзоиш меёбад.

Пардохти қарз

Пардохти собити қарз, фоизи умумӣ ва арзиши умумии бозпардохтро ҳисоб кунед.

Қарзи Мошин

Маблағгузории мошинро пас аз андоз, пардохти аввалия ва арзиши ивазкунии мошини кӯҳна ҳисоб кунед.

Пардохти пурраи ипотека

Бубинед, ки пардохтҳои иловагии моҳона чӣ гуна муҳлати ипотекаро кӯтоҳ ва фоизро кам мекунанд.

Афзоиши пасандоз

Бақияи пасандозро бо истифода аз APY, пасандозҳои мунтазам ва вақт пешбинӣ кунед.

Retirement

Бақияи нафақа ва гирифтани солонаро барои банақшагирӣ ҳисоб кунед.

Salary

Маоши соатиро ба даромади умумии ҳафтаина, моҳона ва солона ва даромади софи тахминӣ табдил диҳед.

Афзоиши сармоягузорӣ

Афзоиши сармоягузориро аз бақияи аввалия, саҳмгузориҳои моҳона ва боздеҳ пешбинӣ кунед.

Inflation

Нархи оянда ва тағйирёбии қобилияти харидории пулро бо гузашти вақт ҳисоб кунед.

Amortization

Ҷадвали пурраи пардохти қарзро бо пардохтҳои иловагии ихтиёрӣ созед.

Дастрасии хариди хона

Нархи дастраси хонаро аз рӯи даромад, қарзҳо, пардохти аввалия ва хароҷоти манзил ҳисоб кунед.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Estimate payoff time when extra cash is focused on the smallest debt first.

Debt Avalanche

Estimate payoff time while prioritizing the highest-interest debt first.

APR

Estimate annual percentage rate from interest and upfront borrowing fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Find a simple annual interest rate from principal, interest and time.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare an annualized rent cost with an estimated ownership cost including monthly housing cost and home-value appreciation.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

Ҳошияи фоида

Даромад ва хароҷотро фавран ба фоида, ҳошия ва таносуби хароҷот табдил диҳед.

Боздеҳи сармоягузорӣ

Фоида, фоизи боздеҳ ва натиҷаи солонаи сармоягузориро чен кунед.

Break-even

Ҳаҷми фурӯш ва даромади лозим барои пӯшонидани хароҷоти собит ва тағйирёбандаро ёбед.

Markup

Нархи фурӯш, фоида, иловаи нарх ва ҳошияро бе омехтани онҳо муқоиса кунед.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

Чойпулӣ ва тақсими ҳисоб

Чойпулиро ҳисоб кунед ва ҳисоби ниҳоиро бе ҳисобҳои душвори рӯйи миз тақсим кунед.

Фарқи санаҳо

Фосилаи дақиқи вақтро байни ду санаи тақвимӣ ҳисоб кунед.

Discount

Нархи фурӯш, пасандоз ва ҷамъи пас аз андозро дар чанд сония ёбед.

Age

Синну соли дақиқро бо сол, моҳ ва рӯз байни ду санаи тақвимӣ ҳисоб кунед.

Андози фурӯш

Андози фурӯш, нархи пас аз андоз ва маблағи пеш аз андозро аз ҷамъи боандоз ҳисоб кунед.

Хона ва сохтмон

Хона ва сохтмон

Paint

Масоҳати девор, галлонҳои ранг ва миқдори амалии харидро ҳисоб кунед.

Хона ва сохтмон

Concrete

Ҳаҷми бетонро бо захираи амалии партов дар воҳидҳои ИМА ё метрӣ ҳисоб кунед.

Хона ва сохтмон

Flooring

Масоҳати фарш, мавод бо назардошти партов ва арзиши ҳосилшудаи маводро ҳисоб кунед.

Health

BMI

Шохиси вазни баданро ҳисоб карда, ҳудуди стандартии арзёбии калонсолонро бинед.

Ниёз ба Калория

Калорияҳои ҳаррӯзаро аз рӯи синну сол, ҷинс, қад, вазн, фаъолият ва ҳадафи вазн ҳисоб кунед.

Равғани Бадан

Фоизи равғани баданро бо усули андозагирии гирди бадани Нерӯҳои баҳрии ИМА ҳисоб кунед.

Math

Percentage

Саволи маъмултарини фоизиро дар як қадам ҳал кунед.

Табдили воҳидҳо

Воҳидҳои маъмулии дарозӣ, вазн, ҳаҷм ва ҳароратро фавран табдил диҳед.