Fakatatau tau totogi fale kātoa i te masina ma kikila ki te koga e fano ki ei te tupe.
MALAMALAMA KI TE TALI
E fuafua pefea te mea tenei?
Ko P te tinoitupe nonogatupe, ko r te fua tului mō te vaitaimi totogi, ma ko n te numela kātoa o nā totogi. E fakaliliu nā lafoga, inihua, PMI, HOA ma ietahi tau ki te mahani totogi ne filifilia ma fakaopoopo i te uma ai o te tinoitupe ma te tului.
Ko he fale e $400,000 ma te $80,000 totogi muamua e maua ai he nonogatupe e $320,000. I te 6.25% mō te 30 tau, ko te tinoitupe ma te tului e $1,970 i te masina koi tuai lafoga ma te inihua.
Nā manatu, fakamatala ma nā hē mahani
Nā manatu o te fuafuaga
The interest rate stays fixed. Estimated PMI stops at 80% of original home value; lender rules can differ.
Extra payments reduce principal; entries beyond payoff are ignored and the final payment is capped.
Property tax, insurance, HOA and other costs grow annually at the entered rates and continue through the selected term even after early payoff.
Auala ke fakamatala te tali
Ko te tali autū ko te totogi fale kātoa kua fakatatau i te taimi fakamahehina pe fakavai-vaiaso kua filifilia.
Ko te tului kātoa e aofia na nā totogi tinoitupe-ma-tului, e he aofia nā lafoga, inihua, HOA pe PMI.
Fakaaogā te fakatuha o tulaga ke iloilo te fetufaaiga i te vā o te totogi tumau ma te tului i te olaga kātoa o te nonogatupe.
Nā hē mahani ke kalo kehe mai ai
Tuku te lafoga pe inihua i te tau mo he aofaki i te masina.
Fakatusatusa nā fua e he fakatusatusa te vaitaimi, point ma nā pili a te tino nono tupe e tutuha.
Manatu ko te PMI e galo lava e heki hiaki nā tulafono a te tino nono tupe.