KALKULETA DAIREKTORI

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100 TOOLS

Lukluk bihainim kategori

Finance

Mortgage

Estimetim olgeta pe bilong haus long mun na lukim mani i go we.

Kompaun Intres

Projekim olsem wanem seivings inap gro wantaim kontribusen i kam oltaim na kompaun profit.

Pe bilong Dinau

Estimetim fiks pe bilong dinau, olgeta intres na olgeta kost bilong bek pe.

Kar dinau

Estimetim fainens bilong kar bihain long takis, daun pe na tred-in veliu.

Pinisim Pe bilong Moges

Lukim olsem wanem ekstra pe bilong mun inap sotim moges na daunim intres.

Gro bilong Seivings

Projekim seivings balens wantaim APY, nomol diposit na taim.

Retirement

Estimetim ritaiamen balens na mani bilong rausim long yia bilong plan.

Salary

Tanim pe bilong aua i go long gros bilong wik, mun na yia na estimet net inkom.

Gro bilong Investmen

Projekim investmen gro long stat balens, kontribusen bilong mun na profit.

Inflation

Estimetim prais bilong bihain na senis bilong pawa bilong mani long baim samting.

Amortization

Mekim olgeta amotaisesen skedul bilong dinau wantaim ekstra pe sapos yu laik.

Mak bilong haus yu inap baim

Estimetim prais bilong haus yu inap baim long inkom, dinau, daun pe na kost bilong haus.

Net Worth

Calculate assets minus liabilities and understand your personal balance sheet.

Emergency Fund

Estimate how much cash to reserve for essential monthly expenses.

Credit Card Payoff

Estimate the fixed monthly payment needed to amortize a credit-card balance, plus total interest and total repayment cost.

Debt-to-Income Ratio

Calculate the debt-to-income ratio (DTI) lenders use to compare recurring monthly debt payments with gross monthly income.

Debt Snowball

Estimate payoff time when extra cash is focused on the smallest debt first.

Debt Avalanche

Estimate payoff time while prioritizing the highest-interest debt first.

APR

Estimate annual percentage rate from interest and upfront borrowing fees.

APY

Convert a nominal annual rate and compounding frequency into APY.

Interest Rate

Find a simple annual interest rate from principal, interest and time.

Simple Interest

Calculate interest that does not compound over the selected term.

Mortgage Refinance

Estimate the new principal-and-interest payment after refinancing and compare it with your current mortgage payment.

Mortgage Closing Cost

Estimate closing costs as a percentage of a home purchase price.

Mortgage Points

Calculate the upfront dollar cost of mortgage discount points.

Rent vs Buy

Compare an annualized rent cost with an estimated ownership cost including monthly housing cost and home-value appreciation.

Down Payment

Convert a target down-payment percentage into cash and loan amounts.

PMI

Estimate monthly private mortgage insurance from balance and annual PMI rate.

Property Tax

Estimate annual and monthly property tax from assessed value and tax rate.

Home Equity

Calculate home equity and loan-to-value from value and mortgage balance.

HELOC Payment

Estimate an interest-only monthly HELOC payment from your balance and annual rate.

Biweekly Mortgage

Estimate a biweekly payment from a standard monthly mortgage payment.

Extra Mortgage Payment

Estimate annual extra principal created by a recurring extra payment.

Reverse Mortgage

Estimate a planning-level reverse-mortgage borrowing limit from home value.

Personal Loan

Calculate a fixed personal-loan payment, total repayment and total interest from the amount, APR and term.

Student Loan

Estimate the standard fixed payment and lifetime interest for a student-loan balance using a stated rate and repayment term.

Boat Loan

Estimate monthly payments for a boat purchase loan.

RV Loan

Estimate monthly payments and total interest for recreational vehicle financing.

Motorcycle Loan

Estimate a fixed monthly motorcycle loan payment and total borrowing cost.

Line of Credit

Estimate an interest-only monthly payment on a revolving credit balance.

Loan Comparison

Compare the monthly payment for two interest rates on the same loan.

Debt Consolidation

Estimate the payment on a single fixed-rate consolidation loan.

Loan Affordability

Estimate principal supported by a monthly payment, rate and term.

Hourly to Salary

Convert an hourly wage to weekly, monthly and annual gross pay using scheduled hours and paid working weeks.

Salary to Hourly

Convert annual salary into an equivalent hourly wage.

Overtime

Calculate weekly overtime pay using an overtime multiplier.

Paycheck

Estimate take-home pay from gross pay and a combined deduction rate.

Take-Home Pay

Estimate annual take-home pay by subtracting a combined percentage for taxes, payroll deductions and benefits from gross salary.

Bonus Tax

Estimate bonus take-home amount after a selected withholding rate.

Pay Raise

Calculate a new annual salary and pay increase after a percentage raise.

Commission

Calculate sales commission from eligible revenue and commission rate.

Severance Pay

Estimate severance from weekly pay and offered weeks.

Cost of Living

Estimate the salary needed after moving to a location with different costs.

CAGR

Calculate compound annual growth rate between a starting and ending value.

Dividend

Estimate annual dividend income from shares owned and dividend per share.

Dividend Yield

Calculate dividend yield from annual dividend and current share price.

Stock Average

Calculate the weighted average cost across two stock purchases.

Capital Gains

Calculate investment gain before tax from proceeds and cost basis.

Bond Yield

Estimate current bond yield from annual coupon and market price.

Real Return

Adjust a nominal investment return for inflation and purchasing power.

Portfolio Return

Estimate a two-asset weighted portfolio return from returns and allocation weights.

Income Tax

Estimate tax on a selected taxable-income amount using one stated effective rate for fast budgeting and scenario comparisons.

Self-Employment Tax

Estimate self-employment tax from net self-employment income and tax rate.

Capital Gains Tax

Estimate tax on a taxable capital gain using a planning-level tax rate.

Tax Bracket

Estimate tax at a selected marginal rate for planning.

Tax Refund

Compare tax payments and credits with estimated tax liability.

Tip Income Tax

Estimate the tax reserve needed for reported tip income and planning.

Business

Profit Margin

Tanim reveniu na kost i go long profit, margin na kost ratio kwiktaim.

Profit long Investmen

Mesarim profit, profit pesen na risal bilong yia bilong investmen.

Break-even

Painim namba bilong sels na reveniu i nid long karamapim fiks na senis kost.

Markup

Skelim salim prais, profit, makap na margin na no miksim ol.

Business Loan

Estimate payment and borrowing cost for a fixed-rate business loan.

Freelance Rate

Estimate an hourly freelance rate from income target and billable hours.

Gross Profit

Calculate gross profit from revenue and cost of goods sold.

Net Profit

Calculate net profit after all business costs and operating expenses.

Contribution Margin

Calculate contribution margin from sales and variable costs.

Operating Margin

Calculate operating margin as operating income divided by revenue.

EBITDA

Estimate EBITDA by adding interest, tax, depreciation and amortization to net income.

Cash Flow

Calculate net cash flow from cash received and cash paid.

Inventory Turnover

Calculate how often average inventory is sold during a period.

Product Price

Set a selling price from unit cost and target markup.

Customer Acquisition Cost

Calculate marketing and sales spend per new customer.

Customer Lifetime Value

Estimate customer lifetime value from order value, purchases and lifespan.

Payroll Tax

Estimate employer payroll tax from taxable payroll and a combined rate.

VAT

Add value-added tax to a net price and see the tax amount and gross total.

GST

Add goods and services tax to a pre-tax amount and estimate the gross total.

Quarterly Tax

Divide estimated annual tax into four planning payments.

Everyday

Tip na Brukim Bil

Kalkuletim tip na brukim las bil na no mekim hatpela matematiks long tebol.

Difrens bilong De

Kaunim stretpela taim namel long tupela kalenda de.

Discount

Painim sels prais, seivings na olgeta mani bihain long takis long sampela sekon.

Age

Kalkuletim stret krismas long yia, mun na de namel long tupela kalenda de.

Sels Takis

Kalkuletim sels takis, prais bihain long takis na tanim bek olgeta mani i gat takis.

Haus na Bildim

Paint

Estimetim eria bilong wol, galon peint na gutpela namba bilong baim.

Concrete

Estimetim volium bilong konkrit wantaim gutpela mak bilong west long US o metrik yuniti.

Flooring

Estimetim eria bilong floa, material wantaim west na kost bilong material.

Health

BMI

Estimetim bodi mas indeks na lukim nomol skrin mak bilong bikpela manmeri.

Kalori yu nidim

Estimetim kalori bilong de long krismas, man o meri, hait, hevi, aktiviti na hevi taget.

Bodi Fat

Estimetim bodi-fat pesen wantaim rot bilong mesarim raun bilong U.S. Navy.

Math

Percentage

Stretim nomol pesen askim long wanpela step.

Yuniti Konvesen

Tanim nomol yuniti bilong long, hevi, volium na tempresa kwiktaim.