Fakaataata tau peimeni fale kātoa i te masina kae kilo ki te koga e fano ki ei te tupe.
MALAMALAMA I TE TALI
E fika pefea te mea tenei?
P ko te tupe tonu o te nonoga, r ko te pasene i vaitaimi peimeni, kae n ko te aofaki kātoa o peimeni. Lafoga, inisiua, PMI, HOA mo nisi togi e fulifuli ki te taimi peimeni ne filifili kae fakaopoopo mai tua o te tupe tonu mo pasene.
Auala nonoga fale mo peimeni tumauM = P × [r(1 + r)ⁿ] ÷ [(1 + r)ⁿ − 1]
Se fakaakoakoga aoga
Se fale $400,000 mo tupe kamata $80,000 e fai ei se nonoga $320,000. I te 6.25% mō tausaga e 30, te tupe tonu mo pasene e se $1,970 i te masina mai mua o lafoga mo inisiua.
Manatu fakavae, fakamatala mo mea ‵se masani
Manatu fakavae o te fika
The interest rate stays fixed. Estimated PMI stops at 80% of original home value; lender rules can differ.
Extra payments reduce principal; entries beyond payoff are ignored and the final payment is capped.
Property tax, insurance, HOA and other costs grow annually at the entered rates and continue through the selected term even after early payoff.
Auala ke fakamatala te ikuga
Te ikuga lasi ko te peimeni fale kātoa ne fakaataata i te masina io me vaiaso e lua ne filifili.
Pasene kātoa e aofia fua peimeni tupe tonu mo pasene, e se aofia lafoga, inisiua, HOA io me PMI.
Fakaaoga te fakatusaga o tulaga ke iloilo te kese i te peimeni masani mo pasene kātoa.
Mea ‵se masani ke ‵kalo kea‵tea
Te fakaulu o te lafoga io me inisiua i te tausaga e pelā me se aofaki i te masina.
Te fakatusa o pasene e aunoa mo te vaitaimi, manatu mo togi a te tino fai nonoga e ‵pau.
Te manatu me e galo fakavave te PMI e aunoa mo te onoono ki tulafono a te tino fai nonoga.